The best payment processors in 2026

Last updated: Jan 22, 2026
Based on: 790 reviews
Products considered: 195

ith these solutions, you can accept various payment methods, ensure secure transactions, streamline checkout experiences, manage recurring payments, access reporting and analytics, and integrate with other business systems.

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Top reviewed payment processors

Top reviewed

Stripe’s developer-centric APIs and global methods suit SaaS and marketplaces needing subscriptions, invoicing, and robust fraud tools; onboarding can be intricate. Merchant-of-record options like

bundle tax/VAT, subscriptions, and analytics for turnkey global SaaS, with heavier initial setup. Indie-friendly

streamlines selling digital goods with licensing and MoR tax handling, trading some advanced features for simplicity and rapid go‑to‑market.

Summarized with AI

Stripe
Financial infrastructure for the internet
4.9 (340 reviews)
Invoicing tools Startup incorporation
Used by 320:
Mixpanel Events 2.0
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Remy AI
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Daily Bots
•View all
Lemon Squeezy
Sell digital products the easy-peasy way
4.8 (60 reviews)
Ecommerce platforms
Used by 56:
AppReply MAX
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DirectoryFast
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Practical UI - Figma Design System
•View all
Paddle
The Merchant of Record for digital products
4.9 (40 reviews)
Ecommerce platforms Tax preparation
Used by 37:
Getillustrations Figma Plugin
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Partnero
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Craftwork 6
•View all
Polar
Open source monetization platform for developers
5.0 (20 reviews)
Ecommerce platforms
Used by 19:
Dad Reply v1.5
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Replyke
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Refgrow
•View all
Dodo Payments
Launched this month
Payments & Billing for AI, SaaS, and Digital Products.
4.7 (13 reviews)
Compliance software
Used by 11:
Micro StartUps Acquisitions
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Hello Pet Dreams
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Launch Shots
•View all
Razorpay
Power your finance, grow your business
4.8 (9 reviews)
Online banking Money transfer
Used by 9:
Nuraform
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ClarityUX
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StoryGenius
•View all
PayPal
Send Payments, Pay Online, Merchant Account
4.6 (9 reviews)
Crypto wallets Money transfer
Used by 5:
EasyStaff Payroll
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Seototal
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GPT Builder Tools by Top Road (YC W22)
•View all
Medusa
The world's most flexible commerce platform
4.4 (10 reviews)
Ecommerce platforms Headless CMS software
Used by 5:
Paage
•View all
Autumn
Stripe made easy for AI startups
5.0 (9 reviews)
AI Infrastructure Tools
Used by 4:
Sidekick
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Databuddy Analytics
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Klu
•View all
Lago
Open-source alternative to Stripe Billing and Chargebee
4.6 (10 reviews)
No-code Platforms
Used by 4:
Cerebrium
•View all
Creem
Smoooth Payments
4.8 (4 reviews)
AI Metrics and Evaluation
Used by 3:
the gist of
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Pod
•View all
HyperSwitch
Open Source Payments Switch. Fast, Reliable & Affordable.
4.9 (9 reviews)
Unified API
July
Automate your entire creator business
5.0 (7 reviews)
Influencer marketing platforms Marketing automation platforms
Chargebee
The smartest way to set up your subscription billing.
5.0 (2 reviews)
Ecommerce platforms Automation tools
Used by 2:
Kroolo
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Time Squeeze
•View all
GoDaddy 4.0
Make & run websites or domains
5.0 (3 reviews)
Mobile editing apps Website builders
Used by 2:
Sato Video Player
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Muvr.io
•View all

Showing 1-15 of 195 products

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Recent launches

targets SaaS and creators with MoR tax compliance, global methods, licensing, and affiliates for fast digital sales.

suits developer-led teams needing webhook-free subscriptions, real-time entitlements, and MCP-first agent integrations atop Stripe.

blends MoR coverage, strong India rails (UPI), and usage billing via SDKs and mobile, offering analytics, localized checkout, and rapid global monetization.

Lemon SqueezySell digital products the easy-peasy way1mo ago

FlowgladOpen source, webhook-free payments that AI can one-shot1mo ago

Dodo PaymentsPayments & Billing for AI, SaaS, and Digital Products.12d ago

See all recent launches

Forum discussions

What are best payment gateways for global sales?

If you're a SaaS, digital product, agency or freelancer what payment gateways do you use to handle local methods, taxes and subscriptions?

PayPal charges me 5% per transaction and their support is unwilling to reduce it to 3% for me while I know they do lower the transaction fee for certain accounts.

12 comments•263 views

10mo ago

What’s the easiest no-code tool for handling subscriptions + payments?Hey Makers I m exploring options for managing subscriptions, payments, and authentication in a super simple way. Ideally, something that s: 1. No-code / low-code friendly 2. Easy to integrate without a ton of setup 3. Handles the boring stuff like billing, invoicing, cancellations, and user access automatically I ve looked at a few tools, but many feel too heavy for a small MVP. Curious to know: What are you using right now? Any lightweight tools that worked really well for your early-stage product? Bonus if it has a generous free tier or is affordable for indie founders. Would love to hear what s working for this community before I commit to something!

10 comments•209 views

4mo ago

Accepting payments? Yikes!

Hi everyone! I'm Travis, I've been a software developer since 2006 and I've worked on a good number of open source projects and side projects. Recently I integrated Stripe for the first time in one of my projects, in order to....*gasp*....charge users and accept payments. The integration was easier than expected, but it still feels kind of slimy to be asking for money for something that was a side project and I just built for fun. On the other hand, I'm using OpenAI credits, so if I actually gave it away totally for free, it would simply cost me more and more money as time went on, especially if it went viral (the dream). So I justify the payments as a scaling/sustainability measure.

Interested to hear others' perspective on this one. Is accepting payments completely shameless? Does it sully the reputation of your project? Necessary evil?

7 comments•29 views

5mo ago

minimalist phone: creating folders

10 platforms where you can monetise your products I created a list of 10 platforms where you can showcase your service or product and start earning... cha-ching! 1. Passionfroot.me 2. Buymeacoffee.com 3. Stripe.com 4. Gumroad.com 5. Patreon.com 6. HeroHero.co 7. Ko-fi.com 8. Amazon.com 9. Etsy.com 10. Fiverr.com We can earn money without a need to go outside so this is the outcome of this era. Happy money-making, guys!

29 comments•156 views

12mo ago

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