Meet Warren 3.0 - Your voice-supported AI financial planning partner
by•
One voice conversation. Free financial plan.
We built Warren because financial planning was broken for anyone without a six-figure portfolio. IFAs charge £200/hr. Spreadsheets go stale. Generic apps tell you what you already know.
Warren shows you two futures: what happens if you do nothing and what changes if you act. Then Warren gives you a set of next steps, tracks your progress, and monitors your plan against economic changes.
Join 3K+ Brits already using Warren. 10 mins to start.
Replies
Contral
Congrats on the launch, Dima.
What stood out to me is that you focused on the question people actually care about: "Will I be okay?" Most financial tools throw charts, accounts, and data at users, but very few translate that into a clear picture of their future.
I also like the transparency angle. Being able to inspect and edit assumptions instead of trusting a black box feels especially important when people are making major life decisions.
Building 3,000+ plans and uncovering insights like the retirement shortfall you mentioned is impressive validation that this is a real problem.
I'd love to learn more about the business side of what you're building and how you're thinking about growth from here. What's the best email to reach you on? Happy to connect and exchange ideas.
Mailwarm
What inputs do you need to generate the plan, and do you connect to UK bank accounts or is it manual?
Meet Warren
@thamibenjelloun That's the beauty - you just talk to it :)
Hey Dima. The editable-assumptions choice is the part I respect most. A plan you can interrogate beats a slightly more accurate one you can't.
A question from my corner of the world: how does Warren model variable income? I work with freelancers on the money side, and most planning tools quietly assume a salary, then fall apart on anyone whose income swings month to month. Does Warren plan off an average, a conservative floor, or something else? For self-employed users that one modeling choice changes everything downstream.
Impressed with my first foray into Meet Warren and built a pretty involved model with ease - one that I had initially developed with some help from Google Gemini, built my own spreadsheet and then had my pension IFA “validate” and run through their own forecasting process, so was fairly confident I would “be OK” but it was good to get some insights from Meet Warren that added a few other key aspects that hadn’t been raised previously - but good to see Meet Warren also say that I’d be OK. And it didnt seem to far away from what I expected.
The bit that I am looking forward the ongoing / dynamic updates and check-in to make sure I am staying on track - when I want, without having to go through the IFA for every what-if that I might have.
One area that I would have liked to be better handled is the tax minimisation strategies in drawdown when you have a range of pension pots and ISAs to drawdown income from (as a married couple).
All this from the free tier - not sure on how much I am missing on the paid tier?!
The "two futures, do nothing vs act" framing is the part that stuck with me. Most planning tools dump numbers on you; showing the delta is what actually motivates a decision. How are you handling the trust gap for people nervous about sharing financial details with an AI?