Meet Warren 3.0 - Your voice-supported AI financial planning partner
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One voice conversation. Free financial plan.
We built Warren because financial planning was broken for anyone without a six-figure portfolio. IFAs charge £200/hr. Spreadsheets go stale. Generic apps tell you what you already know.
Warren shows you two futures: what happens if you do nothing and what changes if you act. Then Warren gives you a set of next steps, tracks your progress, and monitors your plan against economic changes.
Join 3K+ Brits already using Warren. 10 mins to start.
Replies
Meet Warren
Refocus
The "one voice conversation instead of a form" call is the part I'd have bet on too. I build voice AI in a different corner (daily check-in calls for older adults), and what surprised me most was how much more people volunteer out loud than they ever type into a field, especially about money. The "approaching retirement" moment you listed is exactly where I see that gap. Question for you, Dima: how are you handling turn-taking when someone trails off or needs a long pause to think through a number? Did you tune the endpointing yourselves, and what latency are you landing on for the back-and-forth to still feel like a real conversation?
Meet Warren
@igorgurovich Exactly right! Voice just 'feels' different even if the pure information being exchanged is the same. We invested a lot of time into getting turn-taking right, though it's a bit of an art as well, of course. If you pause, Warren will wait (up to a point). Overall, latency optimisation has been a big deal, we land at sub-second is what you need to make it usable (ie no point shipping if >1s delay). Once we got there, now it's just faster = better and we try to improve all the time (the ecosystem of voice AI infra is advancing so fast, we re-engineer our stack basically monthly).
I used Warren as my financial planning partner. Having used several IFAs before the ease with which I could set up a plan with Warren by having a chat between meetings was a wow moment. I speak to Warren at least once a week to check if I am still on track for my financial goals as the world around us gets more crazy.
Meet Warren
@olly_betts1 Exactly right, voice chatting really stood out when we were building as the thing that makes the exprience click. Glad you like it!
I've used 'Meet Warren' several times and have been very impressed. The setup/onboarding felt very natural (I loved that I could just talk naturally), and the advice I received was really not much different from that of a far more expensive Independent Financial Advisor. I'd recommend it to anybody who wants to get a handle on where they are at financially, and where they might be in a year, five years, or twenty years. Its a brilliant tool to aid anyone wishing to plan their financial future.
Meet Warren
@alex_mann7 Thank you for the kind words! Though, of course, Warren does not stray into regulated financial advice, it's much more a planning and guidance tool to help you feel more confident and informed to make your own decisions.
I was super fed up with a lot of budgeting apps that were overly reliant on janky Plaid data. I just didn’t feel like they understood my actual financial situation. I have been using Warren for the past month and finding it to be a really useful tool for long term planning.
Meet Warren
@chiefkeith Thanks Alex! Spot on, plugging the enormous gap in DIY personal finance tools between simple budgeting mobile apps and regulated financial advice is exactly why we built Warren
The “two futures” framing is really clear. Most finance tools show numbers, but not the actual consequence of doing nothing vs changing course. How does Warren handle assumptions like inflation, salary growth, or house prices when users edit the plan?
Meet Warren
@farrukh_butt1 Yes, this was a massive request from our users - clearly explain the "why" of the plan.
https://meetwarren.co.uk/publications/how-we-built-warrens-cashflow-engine - all the maths is handled via our deterministic engine that the user can use directly in the UI and that Warren can also plug into our of the box
This is cool. Does Warren handle scenario planning for freelancer retirement accounts like SEP-IRA?
Meet Warren
@dhiraj_patel5 It's only available and targeting the UK atm, but yes! that's exactly the idea and it handles it well for UK contexts. US soon 👀
jared.so
Following Meet Warren with interest :) What is next on the roadmap after launch day?
Meet Warren
@mcarmonas Household features to bring all of your family's finances on the platform 😍
Does Warren integrate with European banks, or US-only for now?
Meet Warren
@preston_przeszlo UK-only ! :) Where in Europe are you?
Damn, I’m not British, but it looks pretty cool) Are you planning to support other countries as well?
Meet Warren
@natalia_iankovych Absolutely, where would you want us to support?