Kat Manalac

Safety Wing - Global health insurance for digital nomads

Our first product is a travel medical insurance made for digital nomads. It's $37 / month. (4 weeks) for worldwide coverage ($30 add-on for US, since US healthcare is much more expensive.) Only works when you’re outside your home-country (although there is 30 days home country coverage every 3 months so you can visit home, 15 for U.S. residents). Covers hospital, doctor, prescription, etc.

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Sam Browne

Genuinely think this will be huge and good luck to the team

Pros:

Such a great product evolving super fast

Cons:

Still young and lots more features I’m psyched for

Eugenia Covernton
My experience with SafetyWing was the same as with every other company: they simply disappeared as soon as something actually happened while I was abroad, and ended up having to spend more than 1000 euros from my own pocket. Don't trust them. Don't keep the slightest hope that they will be there when you need them. They won't.
olenamaryjane
@eugeniac sad truth....
Ah Tey
On a Wing and a Prayer!!! It’s a marketing company and they won’t lift a finger for you if the insurer tokiomarine doesn’t perform.
Christine Harris
Definitely would not recommend! SafetyWing it's self is fine but their insurance partner Tokio Marine HCC is an absolute nightmare. I have waisted so much time and energy while overseas trying to sort out my claims with them, it has caused so much extra stress. I submitted claims 3 months ago and still haven't been reimbursed for a single cent. Ontop of this, I just found out that they will not be reimbursing me for at least 3 of my claims. While I only paid a total of $147.84 for my insurance with them, I paid $774.79 USD in medical fees during the period of insurance. I now find out that the maximum they are willing to reimburse is $302 USD (Minus any currencey exchange rates and fees - I currently have no idea how much this will be). I honestly would have prefered to pay the medical expences out of my own pocket and save all the time and stress sitting in front of the computer trying to deal with their pre-historic system and terrible customer service. I thought it seemed to good to be true when I first found SafteyWing, so I tried to do my due diligance as consumer and looked for reviews. All I could find at the time were an overwhelming amount of positive reviews. Really false advertising, because I couldn't find anything about a second insurance partner until I had already signed up and tried to file my first claim - I was abruptly redirected from SafetyWings pretty userfriendly platform to Tokio Marine's overly complicated system, with terrible customer service and rediclous processing times.
olenamaryjane
@christine_harris1 same experience here, nut the amount I've payed is 7 times bigger! Lucky you!
Luciana Fistarol
I loved safety wings until I had to use them. I got a pain in my teeth, called to request a doctor. They did not had anyone to advice. I could grab a doctor just for 3 days later (as in... after the weekend has passed). And they denied to pay my bill because I consult only 3 days after I felt the pain. Like. SERIOUSLY? It was a canal root treatment. I was in severe pain. Paid for their services for over a year. And thats it, when I needed they were not there for me. I canceld the service and looking now for a replacement. Better pay more and know you will receive assistance when needed then pay almost nothing like safety wings, but get scrwed when you need the services
Chandan
Seems really cool! Can't wait to try this out next time I go out nomading. Have you thought about partnering with travel businesses (e.g. Airbnb/hotels/airlines/etc.) to bundle this when folks are making travel plans to help get the word out?
Sondre L. Rasch
@chanfest22 Glad you like it! That's an interesting idea. The only partnership we currently have is with our favourite site Nomadlist.com, a place where you can discover and compare cities to go to. But I think what you're saying makes sense. There surely is a time where you are in the state of planning trip, and buying something like this makes the most sense.
Kwindla Kramer
Congratulations on the launch, @srasch. This is a badly needed product, and the website design is awesome!
Sondre L. Rasch
@kwindla Thanks, glad you think so! Very happy you like the design, we put a lot of heart into it.
Thomas K. Running

The recurring subscription is genius!

Pros:

Great price, unparalleled flexibility

Cons:

Young product, so still waiting for some

Ben Levy
Hey @srasch, This is a really cool idea and great design thus far! Just curious, what's your vision for the community side of the product? Do you imagine growing the benefits on that side of the business? Thanks, Ben
Sondre L. Rasch
@benmlevy Thanks Ben! Glad you think so. Yes we do have high ambitions for the community side of the project, but it will take some time to materialise. Currently we have two things: local events for nomads & ambassadors in 20 cities. What ambassadors do is host events, but also to be available if something happens. For example if there is a natural disaster and one of our members need help finding their friends, or a place to stay. Longer term we hope to open up real service centers called "embassies" in top nomad cities. There will also be an online component of the community we have already built. So forgive me that that's more of a teaser than a vision, but this is a part that we need to let develop a bit slowly. We most of all want to make something which doesn't currently exist, and which is truly helpful and useful for nomads.
Emmanuel Guisset
This is such a great product for avid travelers. thinking about including it in our membership for Outsite!