Loomal - Monetize any MCP server in 5 minutes with no % skim.

@dannyheng What's the biggest blocker keeping you from listing on Loomal right now; technical, billing, compliance, or something else?

@dannyheng Congrats to the Loomal team! Happy to hunt it today. You're not just enabling payments, you’re helping create an entirely new commerce layer for AI agents. 💙

@dannyheng Congrats on the launch! This is incredibly cool. I'm building my own personal agents as a hobby (openclaw calendar trackers, productivity managers etc.) and always thought the next step is agents having their own wallet and being able to transact with each other.

One particular hobby project I'm working on now is an android headunit agent that reads your car OBD data and keeps logs and alerts you when critical codes appear. It'd be so cool if the agent could schedule mechanic appointments and even pre pay for them according to the specific fault code that appears. Definitely will experiment with the SDK

@dannyheng Fascinating watching where the ecosystem is headed-- super interesting product-- congrats on the launch!

@mia_qiao The 5 minutes is payments and access around your existing server: install the SDK, wrap the endpoints you want to charge with requirePayment(), set prices. No hosting, no packaging — your server stays where it is.

Basic setup includes: the paywall, your listing on the Loomal Index (machine-readable, so agents discover and pay you programmatically), a dashboard showing which endpoints earn, and USDC settlement in ~2 seconds. User management/auth for humans isn't us — pair with your existing stack.

So: payments, discovery, visibility. You build the server; we make it sellable.

@benjouss Thanks — and congrats on shipping yours, you know exactly how much invisible work "clean" hides 😄

Honest answer: neither. We built protocol-first. The MCP layer is deliberately thin — each tool is basically a shim: typed schema in, one API call, structured result out. All the real edge cases (auth, payment state, error semantics) live behind the API, so there was never per-runtime code to adapt.

We did test against Claude first since it's the strictest client — sloppy schemas get exposed immediately. Once it was clean there, LangChain and CrewAI mostly came free via their MCP adapters.

The actual "adapting" was never the tool calls — it was tuning descriptions and error messages until every model behaved. Protocol-first by design, Claude-first by discipline.

@benjouss Watching from the business side, the "tuning descriptions and error messages until every model behaved" part was the surprise for me. Turns out in agent land your docs and error strings basically are your UI. We'd rewrite one tool description and watch success rates move the next day. Benjamin, since you shipped one yourself, curious if you saw the same thing: which mattered more for you, schema strictness or the wording agents actually read?

@dhiraj_patel5 The agent handles the retry, not the seller. Loomal returns the failure reason, and the agent can retry automatically for transient issues as long as the spend mandate is still valid. For issues like insufficient balance or an expired mandate, the buyer agent has to resolve it before retrying. The seller should never need to manually re-initiate the charge or risk creating a duplicate payment.

@nuseir_yassin1 The scale part of your question is actually the interesting bit, Nuseir. Thousands of agents buying simultaneously sounds scary until you remember every one of them is legible. Signed identity, wallet history, spend caps. Compare that to card fraud where the whole game is guessing whether a human is who they claim. Volume was the enemy in card fraud because review was manual. Here the checks are per transaction and automatic, so scale doesn't dilute them. Honestly the anonymous human with a stolen card was always the harder problem.

@aparna_rajesh This is the underrated half of the product, glad someone asked 😄

The Index is machine-readable end to end — agents query it programmatically: search by capability, compare prices, read the schema, and pay, all in one flow with no human pasting URLs. Discovery, evaluation, and purchase are the same session.

Today, plenty of traffic still starts the old way — a developer finds a listing and wires it into their agent. Both paths work, but the programmatic one is the future we're building for: your listing isn't a webpage with a "docs" link, it's a structured record an agent can act on the moment it decides it needs what you sell.

That's the real answer to "why list now": you're not just adding a payment method, you're becoming findable by buyers that search in milliseconds and never sleep.

@ridhwikvinod Straight answer: today there's no chargeback or automated refund. If a call settles and the result is garbage, that payment stands — I won't dress that up.

What protects you is structural: per-call pricing means exposure per bad seller is cents, not a subscription — you can test any endpoint for one call's price before trusting it. And every settled call leaves a signed receipt binding who paid whom for what, so a seller returning junk builds a provable bad track record, not one-star vibes.

We're adding a reputation matrix on top of exactly that — and importantly, results get reviewed by the agents that paid, not by Loomal. We're not the quality judge; the buyers' own outcomes are. Refund/dispute flows follow, with the receipts as their evidence layer.

But today: small blast radius, cryptographic paper trail, reputation that compounds. If that's not enough for your use case yet, fair — that's why per-call starts at a cent

@maschiojv Straight answer on tax: today, you're the merchant. We're payment infrastructure, not a merchant of record — the VAT obligation Paddle absorbed stays yours, and the 0% doesn't cover it. What you get from us is the paper trail: every settled call leaves a signed receipt (payer, amount, timestamp, resource), fully exportable. An opt-in MoR-style layer is on the radar as we add seller KYC — planned, not shipped, said plainly.

On the Index: more structured than a description. Each listing is a machine-readable record — capability, per-tool schemas, price per call, and the payment requirement itself. An agent searches by capability, reads the exact contract, pays, done.

@maschiojv On Index discovery: each listing is fully structured — tool schema, pricing per parameter, payment requirement. Agents read the contract, not descriptions. They compute if it solves the task, check price against their spend cap, pay, execute. No human needed. That's why machine-readable matters more than pretty.

@dannyheng  @tehreem_fatima5 You're right and I won't dress it up: the market is early and x402 volume is tiny today.

But that's exactly why discovery is the position to hold now. The giants are all shipping payment rails — none of them will build a neutral index, because each wants their own rail to win. We've already indexed ~8.6k MCP servers, machine-readable, with signed receipts building real reputation data underneath.

We don't need agents to pay at scale today. We need to be the complete, neutral answer on the day they do — and completeness compounds quietly while everyone else argues about rails.

@himanshi_kum563 Honest answer — no automatic refunds yet. Settlement is instant and final, which is great until a call fails. We're building a credits system that auto-credits failed calls back to the agent's balance — it's in the pipeline, not live yet