Which Fintec mobile only bank would you recommend in the EU region?

Like many others in our PH community, digital only banking is becoming more and more a realistic option for our daily banking needs, what's your bet which startup will prosper over others in the EU region?
Juho SAll great roads go through PH · Asked

3 recommended

3
N26

Run your entire financial life from your phone

I have been using N26 since I moved to Germany and never regretted it. It takes 10' to register and to open a new account, everything runs through their mobile or web app and they have some pretty cool features like real-time push notifications or instant transfers to other N26 users, which I couldn't find in other banks. From what I know, you can open a bank account from most of the EU countries and they don't charge you a monthly fee. The only drawback so far is that it takes long to contact their customer care.
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ThanasisUI/UX @travelplanet24 @airtickets_gr · Written
Thes best one I have used so far, dead simple to use amazing customer support and with a lot of features!
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Tyler van der HoevenDeveloper, Baremetrics · Written
Monzo? Idk cause I can't use it yet but I hear amazing things.
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