Launched this week
xPay
Cross-border payment gateway for enterprises
316 followers
Cross-border payment gateway for enterprises
316 followers
xPay is a powerful cross-border payment solution designed to help businesses in India, Singapore and the US seamlessly accept global payments. With 90% success rates, multi-currency support, and advanced fraud detection, xPay optimizes international transactions, reduces drop-offs, and automates compliance. Perfect for marketplaces, SaaS, and e-commerce, xPay simplifies complex payment flows and ensures a smooth, secure global experience for your business and customers.
This is a great idea. I've worked with many india based dev agencies and always struggled using Wise with the time it takes to process the transaction. I'll definitely take a look at this. Can a US based company set this up to pay the team or will our dev agency have to set it up first?
xPay
@wpconvert Yes they can Jose, setup today!
90% success rate sounds solid. How do you handle currency conversions when a business receives payments in multiple currencies—does it auto-convert or let them hold balances?
xPay
@jacky0729 There arre two flows, MCC and DCC, we support them both. We do conversion based on where we settle (in real time), we auto convert if they need or we can settle in multiple currencies as well.
solves a big problem indeed. Kudos to the team.
I have been looking for a gateway since razorpay takes so long for KYC and setup, so far looks promising
xPay
@ojus Well by all means, lets talk! I'm at utkrist@xpaycheckout.com
Smooth launch @utkrist_varma & @soham_mahajan3
Cross-border payments are a quiet growth killer: FX markups, failed authentications/OTP drop-offs, messy compliance, and reconciliation chaos.
@xPay looks like it’s built to attack those exact pain points head-on.
What I’d want to see clarified before I call it “no-brainer”:
Break down the “success rate” claim by region, payment method, issuer, and traffic type (new vs returning).
Clear pricing examples (effective % after everything), settlement timelines, dispute/chargeback handling, and coverage details.
Net: if you’re a SaaS / marketplace / exporter trying to optimize international collections without building a finance ops team, xPay is absolutely worth a serious look. 🚀🚀
I’ve always been interested in the Indian market. We get a lot of traffic from India and have thought about how to monetize it. How do you handle payments for international companies? Do you convert from the local currency to dollars or euros and then send a SWIFT transfer to foreign company accounts?
xPay
@mykyta_semenov_ We do local acquiring via partnered banks as we are a processor. We do work with DCC flows or dynamic conversion on our own! We currently settle in India, US and Singapore but would be happy to chat more on your use case. Do write to me on utkrist@xpaycheckout.com
LongShot AI
Congrats on the launch @xPay ! The 90% success rate is a massive delta over the 65% industry average.
@siddhant_patil3 Curious from an engineering POV, is that lift coming from optimizing the network handshakes during the payment redirects (client side latency), or is it mostly smart backend logic on the routing side?
Also, the 'Single Integration' for multi-settlement is a huge architectural win.