Launched this week
xPay

xPay

Cross-border payment gateway for enterprises

293 followers

xPay is a powerful cross-border payment solution designed to help businesses in India, Singapore and the US seamlessly accept global payments. With 90% success rates, multi-currency support, and advanced fraud detection, xPay optimizes international transactions, reduces drop-offs, and automates compliance. Perfect for marketplaces, SaaS, and e-commerce, xPay simplifies complex payment flows and ensures a smooth, secure global experience for your business and customers.
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xPay gallery image
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Launch tags:FintechPayments
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What do you think? …

Utkrist Varma
Why We Built xPay We built xPay because we saw a huge gap in how Indian businesses handle cross-border payments. While global payment gateways often fail to optimize for India-origin transactions, we wanted to create a solution that solves the unique challenges of international payments for Indian businesses. Our goal is to simplify cross-border payments, reduce friction, and help businesses scale globally with confidence. What We’re Trying to Solve International payments are complicated—especially for businesses in emerging markets. Many payment platforms offer low success rates, hidden fees, and lack support for local payment methods. We’re here to solve that by providing high success rates, transparent pricing, and multi-currency support—designed specifically for businesses looking to expand globally. Our platform also helps tackle common issues like fraud, chargebacks, and compliance, making the payment process smoother and more reliable. Why We’re Better Unlike other gateways, xPay is built from the ground up with India-origin cross-border flows in mind. Our platform offers 90%+ success rates on international payments, compared to the 65% industry average. We focus on transparency, security, and automation, making global payments faster, cheaper, and more efficient. Plus, with features like fraud detection, auto retries, and compliance automation, we help businesses scale without worrying about the complexities of cross-border transactions.
Soham Mahajan

On the way to disrupt a $200Tn market!!! Go xPay🚀

Utkrist Varma

@soham_mahajan3 Hell yeah!!

Siddhant Patil

Indian businesses are going global. Payments shouldn’t slow them down.

xPay is a gateway designed for scale, with industry-leading success rates and support for almost every popular payment method worldwide.

Built for merchants who want to grow beyond borders. Launching today 🚀

Would love your thoughts 👇

Utkrist Varma

@siddhant_patil3 We're close to the Unicorn mark!

Germán Merlo
💎 Pixel perfection

Wow team! YC backed is already a strong validation and I'm convinced there's place for better players in payments game. Which is the main advantage against Stripe? Anyway, wish you all the best!

Utkrist Varma

@german_merlo1 Hey G, thanks! The main advantages would be the payment methods - for lower ticket sizes we have apple pay, Paypal, venmo, momopay, alipay etc and for larger ticket sizes we have CC EMI/Pay Later, Klarna and many more BNPL options.

Another cool thing is that if you have many accounts in various nations, you will have to get stripe for each country. xPay offers Multi-Settlement in a single integration!

Van de Vouchy
Hey Utkrist, that 65% industry success rate is brutal. Was there a specific transaction or client situation where a payment kept failing and you realized the existing gateways just weren’t built for India-origin flows?
Utkrist Varma

@vouchy Hey, we're fortunately at a success rate of 90-95% and havent seen a drop below 85% even for Subscriptions/mandates. We started building for India first and slowly grew toward Singapore and the US too!

Catherine Rapheal

Built for India-origin cross-border flows is the key line here. Everything else follows.

Utkrist Varma
Abdul Rehman
💎 Pixel perfection

Fraud detection and auto-retries sound super useful. Can small businesses use xPay as easily as large enterprises?

Utkrist Varma

@abod_rehman Hi Abdul! Yes, We support SMBs and Freelancers as well. Do engage with us on our website

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