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Tracking Personal Finances without bank sync

Maybe it's just me, but I've never been fully comfortable with syncing my bank

accounts across multiple platforms, even "read-only" access made me queasy.

I ended up just tracking everything manually on Excel or Google Sheets for years. It was

Aurum - Personal finance tracking without linking your bank account

Aurum is a personal finance tracker for people who want clarity without connecting their bank account. Track income, expenses, savings rate, net worth, debt payoff, financial runway, and a 30-day projected balance, all from manual entry. No bank connections. No Plaid. No data selling. Just a clean dashboard with the full picture. Free to start, Pro at $9/month.