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Launching today
PaymentKit
Billing that survives a processor shutdown
699 followers
Billing that survives a processor shutdown
699 followers
PaymentKit is a multi-processor billing platform for SaaS and e-commerce. It routes payments across processors, vaults tokens independently, and keeps subscriptions billing even if a MID gets shut down. No code to launch, full API when you need it.
PaymentKit
@hamza_afzal_butt Yes, automatic. Every transaction tries your default processor first, and if it comes back a soft decline or the gateway is down, it cascades to the next processor in your priority order until it clears. No manual step, and the customer only ever experiences one attempt
Been burned by a processor freeze before so this hits close to home. Curious how long it actually takes to add a new processor once you're set up.
@diego_vidal10 This is a genuinely practical problem to solve. The independent token vault+ multi processor routing is especially interesting processor shutdowns can become a huge operational headache for SaaS businesses. Nice launch.
PaymentKit
@joseph_walker2 Thanks Joseph. Routing on its own optimizes approvals, a vault on its own just stores cards. It's the combination that turns a shutdown into a config change
Been using Payment Kit for a few months and I gotta say aside from the simple and seamless integration the product has really delivered. Ive created a few routing rules to test and now am moving the majority/all of our payments through Payment Kit.
The token ownership part is interesting. that's usually the thing that makes switching providers difficult.
PaymentKit
@grace_gui02 Right, and it's the part nobody checks until they try to leave. The processor holds the tokens, so "switching" really means asking every customer to re-enter their card... Painful
@diego_vidal10 That makes a lot of sense. The token ownership issue is definitely the part that gets overlooked until a team actually needs to switch providers. Solving that layer makes the whole process much less painful.
Payment stuff is easy to ignore until something goes wrong. having a backup layer makes a lot of sense.
PaymentKit
@ayazakram you got it! A backup that's already live beats a plan to set one up
@diego_vidal10 Exactly. Payment is one of those things people don’t think about until something breaks. Having a backup layer already in place makes a big difference.
Keeping subscriptions alive during a processor change is probably the biggest value here.
PaymentKit
@sadie_charlotte totally agree! The switch is a config decision, the expensive part is the subscribers you lose crossing over
@diego_vidal10 Yeah, that’s the part that stands out. The payment switch itself is one thing, but avoiding disruption for existing subscribers is where the real value is.