Launching today
KOSH is a USD account built specifically for freelancers and creators across Asia. Unlike Wise or Payoneer, which often restrict or delay USD receiving in many Asian countries, KOSH lets you receive payments directly from Upwork and global clients, hold USD balances reliably, and spend with a credit card - without needing a US entity. Early users report faster access to their earnings and fewer payment rejections.
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HostDispute
@tarunmangukiya Congrats on the launch, Tarun! The interface looks incredibly clean. I actually just ran the cross-border platform payout niche through my tool, MarketGapAI, which scrapes complaints across Upwork and Trustpilot. Interestingly, a massive pain point for creators and freelancers right now is unexpectedly high hidden conversion fees and sudden account freezes when trying to move USD to local accounts.
Curious to know - how does KOSH protect users from those sudden compliance pauses, or are you primarily focusing on the advertising credit card side of the equation for now?
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@alexstartups Thank you so much Alex for your kind words.
Yes, I have heard similar horror stories from freelancers about accounts freeze and % fees. At KOSH, we work with world's best payment partners (more than 1) to make sure if anything happens, we have 2nd account ready within 5 minutes for every freelancer/indiehacker.
Credit card is a huge bonus on top of USD accounts, you must try it out. I would really appreciate your feedback for the app.
CatDoes
Congrats on the launch, the product looks really promising! @tarunmangukiya
Do you also offer cashback on card payments?
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@mahdi_nouri We don't have cashback currently. But we do have referrral rewards. :) You get $5 for each successful referrals.
KOSH is really easy to use, and it helps me get payment from Upwork and send it to my local apps in Indonesia. You guys are really awesome. I hope you maintain the lower fee to encourage Indonesian to use your service since the USD is a pretty high exchange rate at this moment, so every penny counts. 100% recommended!
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@soediono_lenz Thank you so much. It's been really great working with you during beta.
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Congrats on the launch, team! Been using the Physical Card for a while now and it's made my life easier whenever I have to purchase any tools. From Claude to Canva, I've linked the card everywhere and it works very smoothly.
Was using the app on TestFlight for almost a month and happy to see it fully live now. Kudos and more power to the team! 🎉
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@varun_trivedi2 thank you so much broo!! you've been our early user. really appreciate all the feedbacks.
This is really interesting. How does KOSH handle credit decisions for freelancers without US credit history?
Quicknode
Great product! I have been using the Kosh card for quite some time now, and I love it. I appreciate products that function like traditional everyday items with low friction and good functionality.
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@sahil_sen Thank you so much. How's that KOSH card looking?
Huddle01 VMs
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@arcinston How is the app so far?