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Hiten Shah

Privacy.com - Get a new virtual card for every transaction

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Privacy.com is an innovative way to protect your personal information over the internet. Are you feeling uncomfortable using your credit card online? Privacy.com has the perfect solution - it creates a virtual card that masks your bank statements for your online payments.

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Boling Jiang
Maker
Hi all - Privacy.com co-founder here. I’m super excited to announce that we’re live in the US, after being basically heads-down for the past 20 months. We’ve been neck-deep on the card issuing side of payments (BIN sponsorship, ACH, processing, AML / KYC), so happy to field any questions on that front. Give it a try - we'd love to hear your feedback. Thank you! P.S. Your first $5 donation to watsi.org is on us :)!
Andy Davis
@bolingj this looks great. congrats. when can we expect to see this service hitting the UK?
Boling Jiang
Maker
@mrandydavis It's in our long term roadmap, but unfortunately no firm timeframe yet :(.
Jordi Mon Companys
@bolingj When will you be available in Europe? Will you be SEPA compatible?
Yulian Kuncheff
@bolingj Congrats on this. I have been waiting on something like this ever since Paypal shutdown their version of it. I plan to sign up shortly and give it a shot. I hope you guys solved the 1 issue that I have had with the paypal one in ages past is that some sites would see the card as not real or invalid or non-existent. Hopefully you guys got that kink worked out. P.S. Just finished signing up, I love that your Chase linking happened instantly. The second I hit next, it already had my 2 accounts ready to choose from. Superbly done. I assume you guys are using Plaid? as Yodlee is vastly slower in that department (used to work in a Fintech startup)
Boling Jiang
Maker
@daegalus Thank you! We are using Plaid. They are the best :).
Yassine el Kachchani
That's the kind of products that make you smile 5 seconds after landing in the homepage. Few words, 1 illustration and boom: you feel a pain going away. Great job Boling.
Boling Jiang
Maker
@kachchani Thank you!
Petr Bela
Zealous
@kachchani I concur. The entire onboarding process from sign up through linking a bank account to paying on Watsi is absolutely beautiful.
Chad Whitaker
Product Hunt

Privacy.com is perfect for free trials. No more setting a calendar reminder to cancel your account.

Just create a burner card with a $1 limit, and the whole cancellation process will work itself out. 😬

Pros:

Prevents your credit card from being stolen. Perfect for free trials.

Cons:

Can't be used for in-store transactions like Final.com

Aimee Smiley
What's Final.com?
𝔏aurent 𝔇el ℜey
Great execution. Just curious though, is there way to track the transaction to the original credit card or is it some sort o encrypted? And BTW, that's a great domain you have. How did you get it? 🙈
Alexander Smekhov
@ldesserrey not answered for 2 years, nice
Wes Wilson
Neutun
@ldesserrey @asmekhov truth , 5 years later
Daniel Ochei
Aashay
RFS 100
Is this similar to Final (https://getfinal.com/)?
Fletcher Richman
@big_aash looks very similar to me but I don't know if Final ever launched...
Joe Blau
Drawcon
@fletchrichman @big_aash Funny story. I met the Final guys at a YC hackathon (without knowing who they were) the day after their public launch and one of the guys described their product to me. I was like "Oh that sounds like Final" and he goes "Yeah dude that's us!" Upon further inquiry I realized that at that they actually had not built anything and were trying to build a team.
Noah Mittman
@joe_blau @fletchrichman @big_aash Yeah, I've been on that waiting list for 16 months now.
John Shelley
@big_aash I'm sure the founders can elaborate more, but Final, on top of browser support, plans to have a physical card and mobile support as well. Full card replacement. It seems like Privacy is just a browser based solution? I could be wrong, but either way its great to see a solution like this actually available! (I worked along side the Final team during Techstars Boulder back in '14)
arfrank
@fletchrichman We're working on it, but we're also a credit card
Collin Duncan
Is there an iOS app? Safari extension? Looks like an awesome service btw!
Boling Jiang
Maker
@bleachedsleet Thank you! The iOS app is coming soon! We're just pending Apple approval right now. Safari extension is on the roadmap as well.
John Shelley
Boling Jiang
Maker
@jpshells @bleachedsleet It's probably going to be in another few months, but we have Android in the pipeline too!
Brody Berson
cocoNFT
I really like the idea of this, but wish you could connect it to one credit card instead of a bank. I still would like to get reward points from my credit card on purchases made online...
Ben Thietje
Dmitry Suholet
Rxbot
Haha this product can stop gym membership slavery 😄 Love it.
Aaron Hanson
Peerspace
I suppose this means I could view all of my SaaS subscriptions from one place!? If so, I might self implode from excitement.
Boling Jiang
Maker
@crixlet yes! 😎
Jerry Becker
Love this idea of isolating transactions from a security standpoint. Does this have any impact at all on a user's credit report?
Boling Jiang
Maker
@beckerjs Nope - we don't pull a credit check.
Jerry Becker
@bolingj : How about on the other end? Will a user's credit be affected due to the ownership of many more cards?
Boling Jiang
Maker
@beckerjs Nope!
Jerry Becker
@bolingj boss.
Andreas Duess
@beckerjs @bolingj The money doesn't come from a credit account. It's closer to a chargecard model, from what I read.
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