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Dapi - Accept zero fee instant payments

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Dapi is a new way to accept zero fee, instant payment directly from your user's bank account. No fee per payment, No interchange, No intermediaries!

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Maker
Hello Everyone, This is AJ co-founder at Dapi. We are building a new way for everyone to accept payments without fees. We believe the current payment methods are not built for the digital economy. Accepting payments should not cost 2.5% or even 0.5%. In addition to that, acknowledging a bank payment should not take 5 days (with ACH). With Dapi acknowledging a successful bank payment will be as instant as a card!
AJ This is amazing concept! Would love to connect on some opportunities.
how is it instant? ACH itself takes a long time, not to mention the user can call their bank and claw the transaction back. Do you guarantee the funds?
Maker
We deploy RTP / then Same day ACH/ then ACH. depending on whats available. Initially we will tell you pending payment. once acknowledged we will let you know. So there is Authorization is instant, Confirmation maybe instant maybe not and then settlement in many instances is in realtime. We do not underwrite any credit for the meanwhile if you are asking if we guarantee funds.
Maker
Please let's chat!
Would love early access for our contactless dining ordering solution.
Cool product! Pricing?
Maker
We look at your Business model. But We do not charge your typical per payment fixed fee + interchange. We only charge subscription. Happy to talk more please reach out to sales we would be happy to discuss more.
Thank you! To add on what AJ said, we guarantee that whatever subscription we charge will be 70%+ cheaper than what you're currently paying in interchange fees.
So, I mean, it's 1% transaction fee? haha
Maker
That is not accurate. It is per payment for free. we make money by fixed subscription structure.
Maker
Also our savings are on the debt card transaction so you can imagine for a credit card is much more!
Massive impact. Excited to be working with Dapi.com and helping them scale.
Thanks Kumar, really enjoying our work together!
Available in Canada? This would be perfect for my startup
We will be live in Canada soon. Reach out to us on the website and we will get back to you.
Maker
Hi Daniel. Yes few weeks. happy to talk more please reach out!
Congrats, good job
Thank Samir! Let me know if I can be of any help!
You're welcome, sure I'll. Good luck
I think you(all) should tell the story of how you decided to build Dapi somewhere in here. It's something I think other fintech founders would find fascinating.
Maker
All three founders were building different Fintech products. I was building a fractional investing platform for EM. there was't a way to send small amounts of money instantly without fixed fee and interchange. So I found my self by accident building an infrastructure to fix that!
does this work internationally as well?
Maker
Yes.. but unfortunately we have limited support and fee structure is prohibitive.
can you please elaborate on this?
🦄🦄🦄
Maker
One day We hope. :)
my bet is 5 years flat ;) 🔥🔥
Go Dapi :)
Maker
Thanks Harrison! Few months and we have more exciting stuff to share!
Looks great! Is this available in germany?
Dapi is live in several countries in South East Asia, EMEA and South East Asia. Europe is not on the immediate roadmap but will let you know when we launch there.
we would love to consider it fora new project were kicking off. How to connect?
Best of luck with this, guys. A quick q: the payments can be accepted from US bank accounts only?
Hey Zubair! This is our launch in the US market. We can enable payments from banks in several countries in MENA, Africa, SE Asia etc.
Thanks Zubair! What region would you want to accept payments from?
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