Hello Everyone, This is AJ co-founder at Dapi. We are building a new way for everyone to accept payments without fees. We believe the current payment methods are not built for the digital economy. Accepting payments should not cost 2.5% or even 0.5%. In addition to that, acknowledging a bank payment should not take 5 days (with ACH). With Dapi acknowledging a successful bank payment will be as instant as a card!
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@mrcommonsenz AJ This is amazing concept! Would love to connect on some opportunities.
@mrcommonsenz how is it instant? ACH itself takes a long time, not to mention the user can call their bank and claw the transaction back. Do you guarantee the funds?
@mrcommonsenz@idris_mokhtarzada We deploy RTP / then Same day ACH/ then ACH. depending on whats available. Initially we will tell you pending payment. once acknowledged we will let you know. So there is Authorization is instant, Confirmation maybe instant maybe not and then settlement in many instances is in realtime. We do not underwrite any credit for the meanwhile if you are asking if we guarantee funds.
@mextremartini We look at your Business model. But We do not charge your typical per payment fixed fee + interchange. We only charge subscription. Happy to talk more please reach out to sales we would be happy to discuss more.
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@mextremartini Thank you! To add on what AJ said, we guarantee that whatever subscription we charge will be 70%+ cheaper than what you're currently paying in interchange fees.
I think you(all) should tell the story of how you decided to build Dapi somewhere in here. It's something I think other fintech founders would find fascinating.
@datarade All three founders were building different Fintech products. I was building a fractional investing platform for EM. there was't a way to send small amounts of money instantly without fixed fee and interchange. So I found my self by accident building an infrastructure to fix that!
@mogwely Dapi is live in several countries in South East Asia, EMEA and South East Asia. Europe is not on the immediate roadmap but will let you know when we launch there.
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@mogwely@heshamghandour we would love to consider it fora new project were kicking off. How to connect?
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Best of luck with this, guys. A quick q: the payments can be accepted from US bank accounts only?
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