MortgageIQ — Free Mortgage Calculators - MortgageIQ-The smartest mortgage calculators on the internet
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8 free mortgage calculators in one place. Calculate affordability, monthly payments, refinance savings, rent vs buy, home equity loans, and HELOC. Plain English. No jargon.
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Hey Product Hunt! 👋
I built MortgageCalculatorIQ because I was frustrated with every existing mortgage calculator on the internet. Bankrate clutters your results with ads. NerdWallet's calculators don't talk to each other. Zillow tells you what you can afford but not whether you should buy.
So I built the mortgage calculator hub I always wished existed.
What makes MortgageCalculatorIQ different:
🔢 8 specialized calculators in one place — Mortgage Affordability, Rent vs Buy, Refinance, HELOC, Home Equity Loan, VA Loan, First Time Homebuyer, and Amortization Schedule
📖 Plain English on everything — every financial term has a plain-language tooltip explanation. No jargon. No surprises.
🔗 Connected calculators — finish one and get a smart recommendation for the logical next one. Most sites leave you stranded after one calculation.
🏠 Features nobody else has:
First Time Homebuyer wizard with down payment assistance programs for all 50 states
VA Loan calculator with funding fee calculator, eligibility checker, and county loan limits
HELOC vs Home Equity Loan side-by-side comparison that runs both simultaneously
PMI that actually calculates and shows the real dollar amount (not just "PMI may apply")
Payment shock warning on HELOCs showing exactly how much your payment jumps after the draw period
💰 Completely free — no signup required, no paywall on any calculator
I built this as a solo project and would love your honest feedback. What calculator would you add next? What's confusing? What would make you bookmark this and actually use it before talking to a lender?
Try it free at mortgagecalculatoriq.com 🏡
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