Metal Pay - Pay your friends and get up to 5% back in crypto.
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Metal Pay allows people to instantly send money to friends & family with just a phone number and rewards them with some cryptocurrency for each transaction ā think next-generation Venmo or Paypal. These rewards, called "Pop," are delivered in Metal's cryptocurrency MTL and can be immediately converted into dollars or sent to another Metal Pay user.

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You will be required to enter your SSN in during signup. This is because Metal Pay is FDIC insured, unlike Venmo and Cash to my knowledge. Sign up process is easy and straightforward. App and UI is very beautiful.
I checked off 1 month usage as I was an Alpha Tester and seen what this app is capable of during alpha testing. Pennsylvania is not on the list of 34 states so I cannot verify the final product, but the Alpha was something to envy. Metal Pay Rocks!
Pros:Fast Payments, Send Cash to friends and YOU and YOUR FRIEND get paid for it, up to 5% rewarded. Cash out at anytime. Free App to use!
Cons:Only available in 34 states as of 9-17-2018 but expanding territory soon! Read the Terms of Service for more details.
Initial impression is very good. The interface is fun and simple, and the reward doesn't rely on any prior knowledge or experience of cryptocurrency.
Pros:ease of use, simplicity, accumulative rewards
Cons:none initially
I've never used VENMO, but after testing this app and comparing it to VENMO, I gotta say, it's a no brainer to me. Metal Pay's app is ahead of how it will reward its users.
Pros:Easy on the eyes, beautiful colors, and very simple to use.
Cons:Not available in Washington State, yet....
I was a test user, now using the launched app. Metal Pay features a simple UI that is much better than Venmo or Zelle. The best part is that you gain rewards by using it - just for sending money to someone like you would normally! Compare that to other payment apps that charge fees, are hard to use, etc., and it's a no-brainer. Metal Pay rocks!
Pros:Slick, simple app that allows you to gain rewards just by sending money to someone.
Cons:None
I pay 1500 a month for rent. If I pay in a check for my roomates and I, then Iām getting up to 75 dollars back on that rent a month. And you can convert the crypto to cash in app instantly? Sign me the **** up.
Pros:Finally something for me to get rewards on rent payments!
Cons:Nees to convince friends to downlod it too
Thier corrupt
Pros:Loved tge payed refferals but they dont do what they say
Cons:They dont pay