When building LikhLo AI, we realized that most fintech apps fail local shopkeepers and micro-merchants not because of missing features, but because of physical ergonomics.
If you're running a grocery store or bakery with flour or oil on your hands, you can't stop to type names and numbers on a touchscreen keyboard. Merchants end up sticking to paper notebooks, losing billions in uncollected credit (*udhaar*).
LikhLo AI is an open-source, voice-first ledger copilot for 63M+ micro-merchants. Speak naturally in conversational Hinglish ("Ramesh ko ₹500 udhaar diya") to record debt, trigger culturally polite WhatsApp reminders, and collect via dynamic UPI QR links. Built with Whisper, FastAPI, and local SQLite WAL for 100% privacy and zero SaaS fees.
