Kelviq - Payments, tax, and billing for SaaS & AI companies
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Kelviq is the complete monetization platform for SaaS, AI, and digital products. It handles payments, global tax, subscriptions, usage-based billing, digital delivery, license keys, and compliance in one place, for 3.5% + 40¢ per transaction.
Replies
Hey Sachin, congrats on the launch! Many Indian founders have been struggling with Paddle and Lemon Squeezy suddenly closing accounts or having strict entity requirements. Since Kelviq supports individuals, can you clarify how you handle payouts for Indian users (e.g., via Stripe Connect or local bank transfer) and if there are any specific compliance hurdles/GST requirements we should be aware of to ensure account longevity?
Kelviq
@abhijithbabu84
Thanks! Great question.
We use Stripe Connect for payouts. So Indian users need to complete a quick Stripe Connect onboarding, which usually takes around 5 minutes, and payouts are sent to their bank account through that flow.
Yes, we support individuals. You don’t need a company to get started with Kelviq.
If you already have a GSTIN or a registered business, we can collect those details for payout and accounting records.
Curious about the 3.5% + 40¢ number — that's a hard line in the sand vs. Stripe's 2.9% + 30¢, but you're bundling sales-tax remittance and global compliance into the same blob. For SaaS founders the implicit framing matters: is Kelviq pricing as a flat replacement for Stripe + TaxJar + Paddle MoR, or is the AI/usage-billing primitive the part you'd argue is worth a different cost basis?
In my world (project-finance modelling, where I run ModeLoop on the side), the cleanest valuation conversations always start by separating commodity-line items from differentiated ones. The bundling decision tends to be where founders either communicate or obscure unit economics. Where do you see customers landing on that vs. the underlying CPM/CPM-equivalents?
Kelviq
@samir_asadov Great question.
We don't position Kelviq as a flat replacement for Stripe processing. Stripe is great for payments, and we actually use Stripe under the hood for core payments.
The better comparison is Stripe plus tax/compliance plus the internal billing infrastructure founders usually end up building around it.
For us, the 3.5% + 40¢ is not just for payment processing. It includes the Merchant of Record layer, global tax compliance, billing logic, subscriptions, usage billing, credits, entitlements, customer portal, and the operational work around disputes and compliance.
So if someone only needs basic payment processing, Stripe will usually be the better fit.
Where Kelviq makes sense is when a SaaS or AI company does not want to spend months stitching together payments, tax, usage tracking, credits, access control, and all the edge cases around upgrades, downgrades, migrations, and plan changes.
On the usage/AI side, we don't try to hide or bundle the underlying model cost into our fee.
Customers still control their own pricing, margins, credits, units, and overage rules. Kelviq
provides the system to meter, enforce, bill, and change those models without rebuilding billing logic each time.
So the way we think about it is:
Stripe is the payment layer.
Kelviq is the monetization layer plus Merchant of Record.
And for larger volumes, we can also work with customers on custom pricing.
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Congratulations with the launch Sachin - been following your and Kelviq's journey. The speed at which you're shipping things is really incredible! All the best 🚀
Kelviq
@designerdada Thanks, Akash! Means a lot coming from you 🙏
Aceternity UI Pro
Congrats on the launch! Kelviq looks promising
Kelviq
@manuarora Thank you Manu.
Kelviq
@manuarora Thanks Manu 🙌
Shootmail
This is really cool 😎
Kelviq
@buildersps Thank you.
Kelviq
@buildersps Thanks Subhendu!
Congrats on the launch 🚀 The traction today is incredible. Curious — what was the unlock that pushed you past 200 upvotes in just a few hours? Trying to learn from the best today since my own launch is happening 😅
Kelviq
@axlerodd Thank you :)
Build Check
Hey Sachin! Sounds amazing. Is it an alternative to Stripe? If so, do I need to have a Company to use it?
Kelviq
@german_merlo1 Kelviq is not exactly a Stripe replacement. We use Stripe internally for core payments.
It's more of a Merchant of Record and monetization layer for SaaS, AI, and digital products. We make things like entitlements, usage metering, credits, tax compliance, billing, and payouts easier for you.
And no, you don't need to have a registered company to use Kelviq. You can use it as an individual as well.
Pretty Prompt
Kelviq
@ilaiszp Hi Ilai,
Sure, please grab a slot here: https://tidycal.com/neravath/15-minute-meeting
Happy to walk you through the product and help you with the setup.
Pretty Prompt
@sachinchoolur Booked ;)
Kelviq
@ilaiszp Thanks, looking forward to it
Zeda.io
Congratulations on the launch!
Kelviq
@devpura1993 Thank you
Kelviq
@devpura1993 Thanks vaibhav!