Endl
Where businesses pay and get paid globally
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Endl - A global operating account for fiat, stablecoins, and cards.

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Endl is the global operating account for borderless businesses. Collect payments, hold funds in fiat or stablecoins, pay contractors in 160+ countries, and spend with corporate cards. All from one account built for fast, compliant global business operations.

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I like the idea of combining collection, holding, cards, and payouts in one platform. Which part of this workflow do your current customers find most valuable compared with using several separate providers?

Maker
Hey! Yes, One place, no multiple hops and loosing on FX. Thats exactly our vision! We started with Business Banking and launched our Corporate cards only a month ago. So our banking solution is the most used product , but corporate cards are picking up very fast! Everyone is paying for AI tools these days , they love us for our USD denominated cards, saves a lot of money plus super control for team management and spend controls 🙂

Is there an API available for businesses that want to automate payouts to contractors or integrate Endl into their own finance workflow

Maker
Hi Yum! Thats part of the plan, so we can expect it to happen this quarter. Till then, we have introduced bulk payment flows to help repetitive mass payouts. You will soon has API that can be embedded into products directly for custom workflows

Do the corporate cards support real-time controls such as freezing a card, changing its limit, or restricting certain types of merchants?

Maker
Yes Bhagyashree, that is exactly what our solution enables, freeze a card anytime you want or temporary block it, you can restrict the merchants too

How does the onboarding process differ for freelancers and registered businesses? Are there any countries or business types that are currently not supported?

Maker
Businesses go through a standard KYB flow, registered entity details, ownership, and depending on the corridor, some compliance docs. Freelancers are lighter, KYC only. We’re currently strongest in Southeast Asia, MENA, and Latin America on the business side. DM us your specific country and use case and we’ll give you a straight answer on where you stand.

most fintech tools solve one piece (payouts OR FX OR reconciliation).
Having all of it in one place sounds great but how hard is the initial setup for a team already using 3 different tools for this?

Maker

 Fair concern, and one we hear often. Onboarding is designed to be a replace-not-rebuild experience. You connect your existing accounts, map your typical payment flows, and the reconciliation view starts pulling everything into one ledger from day one. Most teams are fully set up within a day. The harder part is usually the internal decision to consolidate, not the technical migration. If you're running three tools today, we can walk you through exactly how each maps to Endl before you commit to anything.

Reconciliation is usually the most painful part of cross-border ops honestly, it just breaks everything downstream. quick Q, does it handle multi-currency reconciliation automatically or is there still some manual matching involved?

Maker
You’ve nailed the exact problem. Reconciliation breaking downstream is what kills finance ops at scale. Endl auto-reconciles transactions across corridors, so you’re not manually matching stablecoin settlements against fiat payouts in a spreadsheet. Every transaction has a clean record regardless of the rail it moved on. Still early on some edge cases but this is core to what we’re building

For product teams specifically, is there an API-first setup here or is this more of a dashboard tool that finance ops people live in day to day?

Maker
Both, intentionally. Product and engineering teams can integrate via API to automate collections, payouts, and treasury flows directly into their stack. Finance ops teams get a clean dashboard for day-to-day visibility, approvals, and reconciliation. Most of our customers use both surfaces depending on the team touching it.

Merging crypto and fiat in one place is something I've wished for, and the reconciliation piece actually looks usable instead of an afterthought. Curious how it holds up under heavier volume.

Maker

 the reconciliation view was built by people who'd actually lived the spreadsheet hell, so that tracks. On volume: we have customers running $1M+ monthly through it and the ledger holds up cleanly across mixed rails. Would love to hear how it goes as you scale up on it. Over the last one year, we have worked relentlessly to handle all typs of transction sizes because companies scale and so does the transaction volumes

Love seeing more seamless bridges between fiat and Web3. Managing different accounts for crypto and traditional expenses is always such a headache for my team. What regions or countries are currently supported for the card issuance?

Maker

 The account management headache across rails is exactly what we built against. On card issuance: currently available for businesses across the globe with exceptions of few countries.Let us know if you would want the list of countries outside the scope of coverage.

congratulations on the launch!
this looks like a strong alternative to juggling multiple financial tools. how does Endl handle compliance and KYC for businesses operating across several countries?

Maker

 Thanks for the kind words. On compliance: KYC and KYB are handled at onboarding with tiered verification based on the countries you're operating in. You go through it once at the entity level, and that covers you across the corridors you're active in. No repeat onboarding per country, no redundant document submissions every time you add a new market.

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