BudgetBug
Everything Mint was — and more. Privacy-first.
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BudgetBug - Everything Mint was — and more. Privacy-first.

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BudgetBug is everything Mint was and more — budgets, bills, real-time spending, net worth, forecasts, investments, and secure Plaid bank sync. Privacy-first: no ads, no tracking, no data selling. Free to start; Standard ($40/yr) and Premium ($80/yr) — all under the $95–$109/yr competitors. Meet Bugsy, your AI money companion (Premium, 30-day free trial). iOS, Android & web.

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Hunter
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Hey Product Hunt 👋 I'm Brad, maker of BudgetBug. BudgetBug actually started because I was helping a family member budget. She puts different purchases on different credit cards to max the cashback — but her card apps only showed credit balances, never what she'd actually spent that month. Add Venmo and a few other accounts and there was no real-time picture at all. I started building something simple to fix that, nights and weekends, and it grew into BudgetBug. Now I use it myself. When Mint shut down I'd tried every alternative and hit the same wall: the free ones run on ads, upsells, or selling your data; the good ones cost $95–110/yr. So BudgetBug is everything Mint did and more — budgets, bills calendar, real-time spending, cash-flow forecast, net worth, projections, investments, Plaid sync, AES-256, plus Bugsy, our AI companion — with no ads, no tracking, no data selling. Free to start, and premium ($40–$80/yr) still costs less than the rest. I'd love your honest take — especially what would make you switch. I'm here all day. 🐛

How does Bugsy actually help in practice, like does it flag subscriptions you forgot about or just give general advice when you ask it something?

Hunter

 Great question, Gözde. It’s genuinely both, not just a chatbot you have to prompt. Bugsy works in two ways:

1. Proactively: It watches your spending in the background and surfaces things you'd otherwise miss: subscriptions you forgot about (exactly what Seher mentioned right above 👆 ), unusual charges, spending creeping up in a category, or a bill about to hit. You don't have to ask.

2. On demand: You can also just talk to it. Ask "why was last month so high?" or "can I afford this?" and it answers from your actual numbers, not generic advice — and it can even take action for you, like setting a budget, recategorizing, or adding a bill.

So less "financial fortune cookie," more a budget buddy that actually notices things. Happy to answer anything else!

Finally tried BudgetBug this week and the net worth view pulled everything in without me touching a thing. Bugsy caught a subscription I'd been forgetting about for months, which already paid for the trial.

Hunter

 This honestly made my day, Seher! Thank you for giving it a shot! 🙌 That "pulled everything in without me touching a thing" moment is exactly what we were going for; net worth should just show up, not be homework. And a forgotten subscription paying for the trial is the best possible first win. That's precisely the kind of thing Bugsy is built to catch. If you ever hit on something you wish he had done differently, I'm all ears. Feedback like yours is what shapes the roadmap.