BudgetBug is everything Mint was and more — budgets, bills, real-time spending, net worth, forecasts, investments, and secure Plaid bank sync. Privacy-first: no ads, no tracking, no data selling. Free to start; Standard ($40/yr) and Premium ($80/yr) — all under the $95–$109/yr competitors. Meet Bugsy, your AI money companion (Premium, 30-day free trial). iOS, Android & web.

Hey Product Hunt 👋 I'm Brad, maker of BudgetBug. BudgetBug actually started because I was helping a family member budget. She puts different purchases on different credit cards to max the cashback — but her card apps only showed credit balances, never what she'd actually spent that month. Add Venmo and a few other accounts and there was no real-time picture at all. I started building something simple to fix that, nights and weekends, and it grew into BudgetBug. Now I use it myself. When Mint shut down I'd tried every alternative and hit the same wall: the free ones run on ads, upsells, or selling your data; the good ones cost $95–110/yr. So BudgetBug is everything Mint did and more — budgets, bills calendar, real-time spending, cash-flow forecast, net worth, projections, investments, Plaid sync, AES-256, plus Bugsy, our AI companion — with no ads, no tracking, no data selling. Free to start, and premium ($40–$80/yr) still costs less than the rest. I'd love your honest take — especially what would make you switch. I'm here all day. 🐛