Reviewers see Zoho as a broad, affordable set of business tools that works especially well for small teams. They praise its CRM, accounting, payroll, contact management, and workflow automation, plus useful integrations across Zoho apps and a handy mobile experience. The main drawbacks are a clunky, sometimes overwhelming interface, occasional bugs or sluggish performance, and some confusing setup areas like email tracking, tax rates, currencies, and time tracking. Support gets mixed mentions, with some finding it slow and others reliably helpful.