MoneyPal
Chat with your Money. India-first AI personal finance app.
26 followers
Chat with your Money. India-first AI personal finance app.
26 followers
Most Personal Finance apps gives you charts. MoneyPal tells you what to do next. MoneyPal connects your gmail to understand your income, expenses, goals and investments and creates a personalised roadmap for you to achieve your financial goals.
Hey Product Hunt!👋🏼
Every month I kept bumping into the same two questions about my money:
* At the start: “What do I do with my money?”
* At the end: “How did I end up spending so much?”
I realised it wasn’t just me and most people around me were asking the same thing.. So my co-founder, Mouni, and I built MoneyPal — a personal financial assistant that pulls in your income, expenses, investments, and goals, then helps you decide what to do next.
We tackled this by helping you set simple monthly budgets (with nudges before you overspend) and by giving MoneyPal full context of your finances. That way it can actually answer the big one: “What do I do with my money?”
We didn’t want to ship just another AI chatbot. We wanted you to have a true personal financial planner/assistant. So, MoneyPal can tailor a roadmap for goals like “Retire at 40,” answer “How much did I spend on Swiggy this week?” and even “Can I afford the new iPhone 17 Pro next month?”
We’re building a real financial buddy so you don’t have to juggle multiple apps — eventually with automated savings/investments and payments right inside MoneyPal.
Would love your feedback — What would make you use MoneyPal on a regular basis?
Hi Product Hunt, I’m Mouni, co-founder of MoneyPal.
Why we built it
Most people around me ask the same thing: what do I do with my money? Many end up doing nothing. We want clear next steps, not another dashboard.
What it does today
• Connect Gmail with consent. We scan recent finance emails and build your picture fast.
• Quick chat. We set the basics and generate a simple monthly plan.
• Budgets with gentle nudges before you go off track.
• Ask anything. “Can I buy ₹X?” “What changed this month?” Answers use your real numbers.
What’s next
• Automate saving at salary day.
• Move a fixed amount to investments at month start.
• Automated bill payments.
• Account Aggregator for a complete view.
• Investment tracking from your inbox and CAS. Simple holdings view, P&L, SIP calendar, and a monthly “what changed.”
• Tax-ready summary built from your emails and statements. Clean file for your CA with likely deductions highlighted.
• Month-end and Year-end money report. Where the money went, goals hit, and what to tweak next month/year.
Trust
• Read-only access. You can delete data any time.
How you can help
Try it and tell me one thing that felt unclear or missing. We'll fix it fast and report back here.
Tried a couple of financial planning apps, all being so generic. How does moneypal give non-generic advice ?
@ayushi_mishra11 MoneyPal reads all your bank emails and gains insights from all your income sources, expenses and investments and creates a custom plan that will suit your financial goals. So If you ask a question like "What do I do with X amount of money this month?", it will be able to analyse your situation in particular and give out a actionable items that will take you to your goals closer instead of hearing generic plans from influencers like investing 40% in SIP's and 20% of income into savings and so on..
This is awesome! i was planning to built something exactly like this for my next project. So happy to it being implemented!
@ai_bhai Appreciate it. We have been working on this for the last 1.5 - 2 months. Do try the app out at https://moneypal.club
PS: Curious as to what was the exact problem statement you were intending to solve. It could help us improve the product.
@bala_vicky10 Jabse UPI aya hai tabse paisa ka kuch pata hi nahi chalta and i am from a data science background so wanted to implement and proper dashboard and whoop like coach. So exactly what you guys did.
It is awesome app to use and track your finance activities