Reviews praise Monarch’s smooth, reliable experience, clean UI, and broad account syncing, with many calling it a worthy Mint replacement and strong for subscription tracking. Power users highlight steady improvements and thoughtful features that support monthly budgeting and long‑term planning. Critiques center on occasional bank sync glitches and miscategorized or missing transactions. Notably, makers of
commend Monarch’s customizable transaction categorization and budgeting tools for clear spending insights. Overall, users value the focus on privacy, active development, and practical tools that make daily money management easier.
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