P402.io

P402.io

Route, verify, and settle paid API calls with clear traces

83 followers

Most AI apps waste 70% of their budget. Wrong models. No caching. Payment fees that destroy micropayments. P402.shop: Compare 50+ AI APIs (GPT-5.2, Claude Opus 4.5, Gemini 3, more). Find the right model for your use case. See costs explode from 100 to 1M users. Free. P402.io: Accept micropayments without Stripe's $0.30 killing you. 1% flat fee. Built on x402—HTTP's payment standard, finally working. Vibe-coded apps break at scale. Optimized ones don't.
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P402.io gallery image
P402.io gallery image
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P402.io gallery image
P402.io gallery image
P402.io gallery image
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P402.io gallery image
P402.io gallery image
P402.io gallery image
P402.io gallery image
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P402.io gallery image
Free
Launch tags:APIPaymentsDeveloper Tools
Launch Team / Built With
Intercom
Intercom
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Promoted

What do you think? …

Zeshan Ahmad
Hey Product Hunt! 👋 I'm Zeshan. I built P402 because I kept seeing the same pattern: **AI apps work at 50 users. They break at 500.** Not because AI is too expensive. Because of two things nobody talks about: **1. Wrong model selection** Most developers pick GPT-5.2 or Claude Opus and use it for everything. But for 80% of tasks—summarization, classification, simple queries—Haiku 4.5 at $5/M works just as well as models costing $14-25/M. That's 70% waste hiding in plain sight. **2. Payment fees on micropayments** If you charge $0.05 per API call, Stripe takes $0.30. You lose money on every transaction. This is why nobody offers true pay-per-use pricing. **So I built two tools:** **P402.shop** = See exactly where you're overpaying - Compare 50+ AI APIs (all the 2026 models: GPT-5.2, Opus 4.5, Gemini 3, etc.) - Watch your costs explode from 100 to 1M users - Spot the hidden waste **P402.io** = Payment infrastructure that actually works for micropayments - 1% flat fee (vs Stripe's $0.30 minimum) - Built on x402—HTTP 402 "Payment Required" has been reserved since 1997, we finally made it work - Users pay once, use for an hour (no popup per request) The "aha moment" is when someone enters their use case into P402.shop and watches their costs explode at scale. That's when optimization stops being theoretical. **What I'd love feedback on:** - Is the value clear? - What models/providers should we add? - What would stop you from trying this? P402.shop is free forever. P402.io has a generous free tier. Let's fix the AI cost crisis. 🚀 Zeshan
Mykyta Semenov 🇺🇦🇳🇱

I like the idea. It would be great if the app could connect to Git, analyze what and how things are being used, and immediately give optimization suggestions.

Zeshan Ahmad

@mykyta_semenov_ I added this feature! you can now put your public git repo and P402.io will do an analysis on your LLM spend and make suggestions for code optimizations for savings

Curious Kitty

For model cost optimization, how does P402.io's recommendations compare to just using OpenAI’s or Anthropic’s built‑in cost/perf guidance or tools like OpenRouter’s benchmarks?

Zeshan Ahmad

@curiouskitty Great question

OpenAI/Anthropic's built-in guidance: Inherently limited to their own ecosystem. Anthropic will never tell you "actually, DeepSeek R1 handles this task at 4% of the cost." Their guidance optimizes within their models, not across the market. Same with OpenAI, they'll recommend GPT-5.2 vs GPT-4o, but won't surface that Gemini 2.5 Flash might be 10x cheaper for your specific use case.

OpenRouter: Genuinely good. Their benchmarks are useful for capability comparison. But OpenRouter is a routing/aggregation layer their incentive is throughput, not helping you minimize spend. They show you prices, but don't model what happens to YOUR economics at 100K users vs 1M users. They also don't factor in the payment layer (which is where P402.io comes in).

Where P402.shop is different:

  1. Vendor-agnostic: We have no incentive to push you toward any provider

  2. Scale modeling: Not just "price per token" but "your actual bill at your actual volume"

  3. Task-matching: Recommendations based on use case, not just benchmarks (summarization ≠ reasoning ≠ code gen)

  4. Full-stack view: Model costs are only part of the picture. If you're charging micropayments, Stripe's $0.30 might be bigger than your AI costs

Honestly, use all of them. OpenRouter for capability benchmarks, provider docs for specific features, P402.shop for the cross-provider economics and scale modeling.

We're not trying to replace benchmarks, we're solving the "I'm bleeding money and don't know where" problem.

Matt Carroll

your landing page is really nice! i actually posted internally in slack about how nice it is!

i did notice this unit which is a. very impressive but b. likely a bit off in terms of contrast!

congrats on launching!

Zeshan Ahmad

@catt_marroll thank you for the shoutout on your slack and the heads up. I am pushing a fix for this now, always iterate, really appreciate the feedback!

AJ

Loving the idea, are you planning to offer MOR capabilities? or stay focused on just payments.

Zeshan Ahmad
@build_with_aj **Reply:** Thanks! Yes, that's the direction. Payments are the foundation but the vision is a full routing layer. Your agent defines constraints (budget, latency, quality threshold) and P402 handles model selection, failover, and payment in one flow. Compare, route, pay, all through one integration. Right now P402.shop handles the comparison piece, P402.io handles payments. Stitching them together into a proper orchestration layer is next. The goal is you shouldn't have to think about which provider to call or how to pay them, you just describe what you need and the router figures it out. We're actively talking to early users to validate what to build next, so if you have specific MOR capabilities in mind, I'd love to hear what would be most useful for your setup.