Xpense helps you track income & expenses, monitor monthly budgets, and check all your account balances — fully offline, no sign-up, no ads. ✦ Unlimited accounts & full history (Pro) ✦ Per-category monthly budgets with alerts ✦ Savings goals with progress tracking ✦ Recurring transactions ✦ CSV export & backup Free tier available. Pro unlocks everything for $12/year.