A to Z Finance Management - Track money without handing your bank login to an app

Most finance apps make you hand over bank login credentials before they'll track a single rupee. A to Z Finance doesn't ask for that. Log expenses by pasting a bank SMS or UPI text, uploading a CSV/XLS statement, or typing manually — it reads Indian bank formats (tested against real HDFC statements) and auto-categorizes from your own history. Multi-user with real data isolation, no shared logins. Built by one person managing his own money, not a startup selling your data.

Hey everyone 👋 I'm Adithyan — I work in planning at a company in Kerala, not a developer by background. I built A to Z Finance because every budgeting app I tried wanted my bank login before I'd even logged one expense, and that never sat right with me. So I built the opposite: you paste a bank SMS, upload a statement, or just type it in — nothing is auto-pulled from your account, nothing is sold. Under the hood it's Postgres with row-level security, so even with multiple people using it, nobody can see anyone else's numbers, not even me. It started as a tool for just me and one friend to track our own money properly — KSFE chit funds, category budgets, the usual middle-class-India money juggling. It's grown into something I think other people managing tight, real budgets might actually want. Would genuinely love feedback — what's missing, what's confusing, what you'd never trust an app with. I built this alone, so blunt feedback helps more than praise. 🙏

A to Z Finance Management - Track money without handing your bank login to an app

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