🧡 Tovo Maker Comment
Hi everyone 👋
We’re building Tovo, a simple, transparent digital account designed to fix one frustrating truth about traditional banking: you shouldn’t have to lock your money away in savings accounts just to earn a fair rate.
With Tovo, you can earn 4.00% APY on your balance with no conditions, no fees, and no minimum balance required.
Spend and save in one place while earning daily interest — every day counts.
We’ve just opened our waitlist in the United States, and you can earn additional boosts(+0.10% APY Boost) for each friend who signs up using your link!
If you check out the website or try joining the waitlist, we’d love to hear your thoughts.
What do you think about the 4% rate, the referral model, or the overall experience?
Your feedback will help us refine Tovo before our full launch next year.
👉 Join the waitlist at tovo.global
Thanks for taking a look — and please share any ideas or feedback. 💙
Replies
Hi everyone 👋
I’m one of the builders behind Tovo.
We started this project because we were frustrated by how traditional banks treat everyday savers.
They make you move money into savings accounts, wait a month for interest, and accept tiny rates while they keep the rest. We wanted to build something simpler and fairer — a single account that works like checking but earns like savings.
With Tovo, you earn 4.00% APY automatically, every day, with no conditions or hidden fees.
You always have full access to your money, and even one day of balance earns interest.
We’ve just opened our waitlist in the United States, and early supporters get a +0.10% APY Boost when joining.
If you have thoughts about this approach — how we could make it better, or what kind of features you’d expect from a modern banking experience — I’d really love to hear them.
We’re still shaping the product and community feedback means a lot to us.
👉 Check it out at tovo.global
Thanks so much for reading and for all your feedback! 💙