Tovo

Hi Product Hunt community!

We are the team behind Tovo.

We built Tovo because we were tired of the "money dance" constantly moving cash between a High-Yield Savings Account (to earn interest) and a Checking Account (to pay bills). It felt outdated that our "spending money" sat earning 0% interest.

So, we built a Checking Account that pays like a Savings Account.

Hi everyone

We re building Tovo, a simple, transparent digital account designed to fix one frustrating truth about traditional banking: you shouldn t have to lock your money away in savings accounts just to earn a fair rate.

With Tovo, you can earn 4.00% APY on your balance with no conditions, no fees, and no minimum balance required.
Spend and save in one place while earning daily interest every day counts.

We ve just opened our waitlist in the United States, and you can earn additional boosts(+0.10% APY Boost) for each friend who signs up using your link!