💡Fintech Ecosystem With Intelligence
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Today I want to share the story behind MEAI and why I started from such a simple solution like financial agent.
MEAI is a company I ran in 2025 🚀 Officially we started as MEAI UKRAINE LLC in 2026. I created a PoC trading model that automatically works with orders/positions, calculates risks and makes money by mathematical models. This model was only a proof of it is possible to make dynamic system that reacts on market changes. Okay, but what to do next? I started to work with MVP to proof that AI can do the same approach that was previously hardcoded in code. And it worked!!!
To trade effectively there are a lot of parameters you should know and I tried to reproduce a behavior of traders. That moment lead me to sparked an idea with a semanctic-based trading. To realize such huge intelligence system I want to make a big research of people financial habits. PoC was proofed and I wanted to create a 1 simplier real product to launch that can be monetized and be helpful at the same time.
I use expense tracking for 6+ years. What I understand, that a lot of this data is useless 🤷 Manual data entry and looking at pretty charts is just a beautiful picture and that's all. Secret of financial literacy is in defining the context, that is an amazing case for LLM.
And I created Centico AI (centicoapp.com). It's 4 of April 2026 and Centico is under review in Google and Apple consoles.
Someone says "OMG there are a thousands of such expense trackers and this one more kinda 😱", I'll answer: it's NOT just an expense tracking.
🤖 This intelligence system not just can add your data by text typing. It's a good for a planning case, for strategical system within a short time. You're not just writing "Hey, I spent $5 on coffee today". It's a system: "Based on my income and expenses over the last 3 months, build a 2-year financial plan to buy a car. Factor in a 15% salary raise every 6 months, my current loans, 3 upcoming trips costing $300 each, and a buffer for unexpected expenses". Additionally it allows to analyze your crypto portfolio on the most popular platform.
👥 Anonimized data, that I get from the Centico AI starts to circulate across MEAI ecosystem and as a result transforms to a semantics. It's a most valuable, because all products of MEAI company where you will work in, know your context and not just help you tracking – they help you earning.
And this is the main purpose of ecosystem – to make people possible earn money working inside MEAI ecosystem like in a DAO. Every your word, every action are IMPORTANT.
Cutrent stage for MEAI:
🔹Started an opensource library for trading operations (GitHub: crypto-trading-sdk from MEAI).
🔹Centico is almost here (in final iOS/Android review).
🔹Initiated the R&D process for our AI trading system based on the initial PoC.
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