SpendFlow - Free privacy-first personal finance app | no bank connection

Hey PH! 👋 I’m Samson, and my partner and I got tired of: • paying £109/year for YNAB • giving every new app full access to our bank accounts • juggling spreadsheets + Monzo pots + random budgeting apps So we built SpendFlow: → completely free forever → no bank connections, ever (manual entry = total privacy) → unlimited virtual cards that work like real cash envelopes → one calm, shared place for couples (or solo) to track everything Already helping users save £200+/month on average and completely kill late fees. Try it in 30 seconds → no card, no trial, just https://spendflow.uk Biggest money fight you’ve had with your partner? Drop it below — curious to hear 😅 Happy to answer anything! — Samson