Honest confession from the maker: I've abandoned YNAB three separate times. Not because I'm lazy because every time, the app turned into a second job. Categories to maintain, transactions to reconcile, guilt when I fell behind.

That frustration is literally why Spendalyst exists. No budget to maintain, just a clear picture of where your money went and one coaching insight every Monday.

But I know I'm not the only serial budgeting-app quitter, and I'm curious about everyone else's breaking point:

What app did you quit, and what was the exact moment you gave up? Was it the upkeep? The guilt? The sync errors? Something else?