Track and split expenses, with AI receipt scanning
Hey PH, Biplav here, I built Snugtab,
Quick honest backstory. I'm not a finance person, I just got tired of the same small mess every month. I track my own spending pretty religiously, and I also split a lot with people close to me (flatmates, family, one trip that quietly went 30% over what we planned). The frustrating part was never a single bad app. It was that everything lived in a different corner. My personal expenses were in one tracker, the shared stuff was buried in a WhatsApp thread nobody kept up with, and my receipts were either crumpled in a drawer or lost somewhere in my camera roll. So every month-end I'd sit down to figure out where my money actually went, and I'd be stitching together three sources that didn't agree with each other. Half the time I just gave up and rounded.
At some point I realised I didn't want another app for one slice of this. I wanted one place that held both sides of how money actually works: what I spend on my own, and what we spend together. That's the whole reason Snugtab exists.
What it actually does:
Track your own ledger. Log daily expenses, set monthly budgets per category, handle recurring and scheduled entries. This is a proper personal tracker, not just a bill-split tool bolted on.
Split and settle with a household. Roommates, partner, family, trip group. You see who owes what without the awkward "hey, you still owe me 400" texts.
Scan receipts with AI. Snap a photo and it pulls the amount, date and details for you. No typing it in.
A few things I really cared about getting right:
Encrypted private entries. You can mark an entry as private and it's encrypted, so even inside a shared household some things stay yours only.
Bills attached to the entry itself. Every expense can carry its actual receipt image, so the proof lives with the record. Six months later you're not guessing what that 2,300 was, the bill is right there.
Real bills management. All your uploaded receipts sit in one place you can filter (by person, by date range) and export. It's an actual receipt vault, not a pile of photos.
Alerts that keep you honest. Budget alerts tell you when a category is running hot before the month blows up, instead of after.
Calm and private by design. No ads, nobody selling your data. Free to use.
It's built for households, couples and friends who want managing money together to feel light instead of tense, but also for the solo person who just wants a clean tracker with their receipts attached.
I'd really love your honest feedback. Tell me what's confusing, what's missing, what would make you actually switch.
Thanks for taking a look.
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