Quick honest backstory. I'm not a finance person, I just got tired of the same small mess every month. I track my own spending pretty religiously, and I also split a lot with people close to me (flatmates, family, one trip that quietly went 30% over what we planned). The frustrating part was never a single bad app. It was that everything lived in a different corner. My personal expenses were in one tracker, the shared stuff was buried in a WhatsApp thread nobody kept up with, and my receipts were either crumpled in a drawer or lost somewhere in my camera roll. So every month-end I'd sit down to figure out where my money actually went, and I'd be stitching together three sources that didn't agree with each other. Half the time I just gave up and rounded.
At some point I realised I didn't want another app for one slice of this. I wanted one place that held both sides of how money actually works: what I spend on my own, and what we spend together. That's the whole reason Snugtab exists.
Track shared expenses, split bills with roommates, set monthly budgets and settle up — free for households, couples and friends. The calm, private way to manage money together.
