🧡 Tovo Maker Comment

Hi everyone 👋

We’re building Tovo, a simple, transparent digital account designed to fix one frustrating truth about traditional banking: you shouldn’t have to lock your money away in savings accounts just to earn a fair rate.

With Tovo, you can earn 4.00% APY on your balance with no conditions, no fees, and no minimum balance required.
Spend and save in one place while earning daily interest — every day counts.

We’ve just opened our waitlist in the United States, and you can earn additional boosts(+0.10% APY Boost) for each friend who signs up using your link!

If you check out the website or try joining the waitlist, we’d love to hear your thoughts.
What do you think about the 4% rate, the referral model, or the overall experience?

Your feedback will help us refine Tovo before our full launch next year.

👉 Join the waitlist at tovo.global

Thanks for taking a look — and please share any ideas or feedback. 💙