MyDebtLens helps people in the U.S. think through debt payoff inside the full monthly budget

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Hey PH,

I’m Ayman, founder of MyDebtLens.

MyDebtLens is a debt payoff planning app built by a Colorado-based U.S. company for people in the U.S. It gives users a private workspace to compare payoff routes, test monthly payments, and plan without connecting a bank account.

I built it for people trying to make sense of the same debt and monthly-budget questions that seem to come up everywhere online:

Which debt should I pay first?

Can I afford a new monthly payment?

What happens if I pay a little extra?

How long will this balance actually take to go down?

Why does my budget still feel tight even when I am making the payments?


Those questions are rarely about one balance by itself.


They usually live inside a full month: rent, groceries, gas, insurance, car payments, student loans, credit cards, subscriptions, medical bills, and everything else already due.


MyDebtLens is built around that full-month view.


It helps people compare payoff routes, see how payment changes affect timing and interest, test whether a new monthly payment may fit, and generate reports they can review.

There is also a public demo with sample data, plus a free “Can I Afford It?” quick check.

I’d love feedback from anyone building in personal finance, consumer trust, planning tools, or consumer SaaS.


Main site:

Try the demo:

Can I Afford It?:

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