MyDebtLens is a debt payoff planning app built by a Colorado-based U.S. company for people in the U.S. It gives users a private workspace to compare payoff routes, test monthly payments, and plan without connecting a bank account.
I built it for people trying to make sense of the same debt and monthly-budget questions that seem to come up everywhere online:
I ve been thinking about a product tension while building MyDebtLens.
When someone is using a debt payoff tool, they may not only want the best route mathematically.
They may also want to understand why the route looks better, what tradeoffs it creates, and whether it changes their monthly pressure in a way they can actually live with.