Savings Pact - Split the effort of saving money with friends who care

My friends and I made a deal — spend less this month. We texted each other receipts to prove it. It lasted about 4 days before the group chat got buried. Savings Pact is what that group chat should have been. You create a pact with friends, set a spending goal, snap your receipts, and everyone sees how the group is doing. Simple. - Pacts, not budgets — you're not doing this alone - Snap a receipt — the amount gets pulled automatically - No bank connections — your financial data stays yours

Hey everyone — I'm Cristian. A few months ago, me and a couple of friends and I made a pact: nobody spends more than $200 on eating out this month. The loser buys the next dinner. We tracked it in a group chat. Photos of receipts, rough mental math, a lot of "does coffee count?" debates. It actually worked for a while — knowing your friends were watching made you think twice before ordering delivery at midnight. But group chats are terrible for this. Receipts get lost between memes. Nobody wants to scroll back and add things up. After two weeks, we all quietly stopped. I kept thinking about it, though. The idea worked. The execution was just wrong. So I built Savings Pact. You create a pact, invite your friends, snap photos of receipts (the app reads them so you don't have to type anything), and everyone can see the group's progress. That's it. No connecting your bank. No spreadsheets. It's not a budgeting app — there are plenty of those, and I never stuck with any of them. It's more like a bet with your friends that you can actually keep. I'd genuinely love to hear — have you ever tried something like this with friends? What made it stick or fall apart?

Savings Pact - Split the effort of saving money with friends who care

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