Charlie Irish

Root - Programmable bank account for software developers

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Srinivas
How is this different than Privacy?
Louw Hopley
@srbalusu Privacy is focussed on creating virtual cards easily so you can shop safely online (If I'm not mistaking). Root is a bank account that allows you to easily build solutions like Privacy yourself :)
Jack Smith
@srbalusu privacy doesn't offer API access and isn't a bank (though is legit)
Zebulon McCorkle
This is a brilliant idea - any idea when/if it'll be coming to the US?
Louw Hopley
@zebmccorkle Thanks :) if: yes, when: no idea ;)
Sagiv Ofek
@louwhopley @zebmccorkle ping me, i can help with that
Luka
Really interesting. Considering setup fees, regulation, KYC, AML, etc, etc., is not cheap, why did you decide to go so niche? This is retail only as well? -Fellow fintech friend
Louw Hopley
@prokotasic hey Luke! :) We started from inside OfferZen.com
Luka
@louwhopley I see. But why did you start from the backend in, why not the opposite direction? I think it's really interesting, just wondering why this approach considering the costs associated (to build a digital bank) which I mentioned above?
Kirill Zubovsky
A great idea in theory, but might be even more powerful if they built minimal tools themselves, instead of letting everyone make their own. Simple or GoBank already have 'light weight' accounts, and they are real banks which I'd trust more, but their tools are really minimal too. If these guys could provide an interface into 10s of thousands of small US banks, that would be pretty kickass. p.s. Shameless plug for the https://Emburse.com guys for anyone who wants programmable credit-cards. It's less risk and huge value-add for the business.
Product Pearson
This is very interesting. I thought seeing companies using API's from services like Monzo was advanced, but this is taking it to a whole new level.
Edozié Izegbu
How about linking it to the pavlok wristband api that shocks you whenever you buy cigarettes?
Ben South Lee
Would love this combined with IFTTT-like simplicity.
Giacomo Barbieri
@sirbenlee more of an iOS Workflow kinda thing ;)
Rizwan
Is it a credit card? What is the availability areas - world wide or only specific to some country?
Ahmad Awais ⚡
Can I put an infinite loop on my money with an i++? 😂 Jokes apart, I signed up and looks like there's a waiting list? @louwhopley
Louw Hopley
@mrahmadawais Correct :)
joshua
I smiled at the '1337' and 'Erlich Bachman' references, nice touch
Giacomo Barbieri
@thewrongjoshua AHAHAH yes, EPICWIN