ReconLayer is an API-first reconciliation layer for cross-border and stablecoin payments. It brings provider records, on-chain transactions, bank evidence, ledgers, ERP files, and exceptions into one reviewable case. Unlike payment platforms, it does not move or hold funds-it sits above your existing stack to explain what settled, what broke, and what finance should record, with explainable matching, delta breakdowns, audit trails, and finance-ready exports.