Prava Pay - Give your AI Agent a one-time card to make payments-safely
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Prava Pay gives AI Agents a one-time card to make payments- without exposing real card data.
You can install Prava Pay in your AI Agents like openclaw, hermes, claude code, codex etc. and let your agent order lunch, coffee, groceries, and book a table or appointment.
We're official partners of Visa Intelligent Commerce and soon launching with other card networks.
Replies
Prava
@kaiserrr The one-time-card-per-transaction model is the right primitive, a shared virtual card is exactly how one compromised agent drains everything. The biometric-per-new-merchant step is smart friction. Question from the agent-operator side: what's the path when the agent buys the wrong thing within its limits? It stayed under budget, hit an approved merchant, but ordered the wrong item. Refunds and disputes are a human-CS flow today, who owns that when the buyer was an agent? For "let my agent order lunch" that's a $12 shrug, but the same rails will carry bigger buys. Curious if dispute-handling is on the roadmap or out of scope by design. Upvoted.
Prava
@kaiserrr @artem_fedorovich
Thanks for the comment, Artem. The biometric step is just a one-time setup to register the device, not something that happens per merchant. Once it’s set up, you can use it across multiple merchants with a simple passkey approval.
Dispute resolution is already baked in. If a customer files a chargeback or a merchant issues a refund, the funds are returned to the original payment source- the initial card.
All one-time virtual cards created in the downstream flow are linked to this parent card, so whenever a chargeback or refund is triggered, the parent card’s bank receives the money back. In practice, dispute resolution works exactly the same way it does today.
Also, all virtual cards are issued scoped to the merchant and price, so the AI cannot go beyond what it is instructed to do. If it does, the payment simply fails.
@kaiserrr @shubham_kukreti That fully answers it, the parent-card linkage makes dispute handling a solved problem, not a new one. Scoping every card to merchant and price is the detail that makes this genuinely safe to automate. Exactly the kind of guardrail agent payments needed. Following Prava.
Storylane
This is the next evolution of agentic payments, and I am here for it.
Prava
@harshactually Thanks a lot!
The future is agentic and we're here to power every transactions
Prava
@harshactually thanks, what would you like to build with prava?
Storylane
@shubham_kukreti I mean I'd like to get some workflows built for my personal shopping to begin with.
Prava
@harshactually amazing. give it a shot. would love to hear your feedback
Excited for giving my hermes agent the access to finally make payments!. I just need to install the skill, right?
Prava
@aditya_garg4 Yes, just install the skill. it will guide you through the process. Would love to hear your feedbacks.
Prava
@aditya_garg4 Signup on Prava Pay and follow the steps, it's an easy 60s setup. Just share promt with your agent in chat and it'll do everything.
Do share feedbacks once you've tried it out.
damn this is so cool! a question: how do you ensure that the agent doesn't see raw card details?
Prava
@biraj21
As a user, you never expose raw card details to the LLM or your AI agent.
During onboarding, you’re redirected to a secure link where you enter your card details once. That card is tokenized with the card network via a PCI-compliant vault and the raw PAN is never seen again.
Neither the AI nor Prava ever sees your card number- Prava only works with a tokenized identifier that represents the underlying card.
In the same flow, your device is connected and verified using FaceID/TouchID. After that point on, you can stay inside your agent and simply approve future payments with biometrics on the same device.
When you approve a transaction, your AI receives a one-time virtual card that is tightly scoped: to a specific merchant, a specific price and a specific product. The agent can only spend within that scope. If it tries to pay a different merchant, for a different price, or outside the approved context, the payment just fails at authorization time.
If an order is cancelled, refunded, or you raise a dispute/chargeback, the money flows back to the original funding source- your parent card- not the virtual card. The virtual card is just a proxy for that single transaction.
Net effect: AI never sees your real card, only gets short-lived, scoped virtual cards, and the existing card network handles refunds and disputes exactly as it does today.
@shubham_kukreti awsm!
Blinkcuts
This is cool. I used it yesterday with Openclaw to order lunch, and it worked seamlessly. Hats off to the team for pulling this up.
Prava
@rahul_bansal2 That's good to hear Rahul. Any feedbacks for us?
Prava
@rahul_bansal2 Amazing, how was the experience?
WriteMyPRD
Prava
@suhasmotwani Thanks Suhas!
Prava
@suhasmotwani Thanks Suhas. Would love to get your feedback
this is so cool! my ai girlfriend can finally buy me gifts!
Prava
@shivansh_joshi5 Haha, try it out and let me know what your AI girlfriend ends up getting you.
jokes aside, I’d genuinely love your feedback too.
Prava
@shivansh_joshi5 haha for sure it can. It did for shubham: https://x.com/sushantpandey_/status/2056851872535941122?s=20
Bluelearn
Shubham was showing me the product the other day, and it was smooth like butter
Prava
@chandan_perla1 Thanks, Chandan. from now on we’re ordering Chipotle only via Prava.
Prava
@chandan_perla1 Thanks Chandan!
Zeda.io
Just tried with Hermes, this is amazing.
Prava
@prashant_mahajan Thanks for trying! Would love to hear if there is any feedback for us.
Prava
@prashant_mahajan Glad to hear that!
Merlin - ChatGPT powered chrome extension (Cmd+M)
Many congrats on the launch folks. This sounds interesting.
Prava
@pratyush_r8 Thanks Pratyush, would love hear your thoughts once you try.