Plum
The AI assistant that grows your money.
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Plum - Your little savings butler: smart, automatic, 3% interest.

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Save more, invest in things that matter and reduce those pesky bills. Get started for free in 2 minutes.

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Maker
Hey all, I’m Alex, co-founder & CTO at Plum. Excited to be here – can't wait to hear your feedback and respond to your comments. Bram, thanks for the hunt! Plum is a savings assistant that lives in Facebook Messenger. It links to your bank account (🇬🇧 only for now), monitors your spending and sets money aside for you, automatically. We’ve also just announced our partnership with RateSetter, one of the UK’s leading P2P platforms, so you can invest part (or all, even) of your Plum savings and start earning 3% interest. PS: If you sign up coming from PH, you can skip all the queues and start investing as soon as the RateSetter integration goes into beta 🤗 PS2: Plum is UK-only for now!
sweet! Been looking for something like this
Maker
Thanks Efosa!
a quick one before jumping on your website to read the tees n cees, where my money is "tucked"?
Maker
Hey Daveyon, your money is administered as e-Money by MangoPay, an EU-licensed financial institution and held at Barclays.
splendid 😉
You had me until Messenger.
Maker
Hi Chip, sad to hear that ;-) We were sceptical when we were launching but so far ppl have been fans despite being sceptics in the start. We clearly will and are thinking of new platforms to be on.. Is it just an app that would work for you? You can email me at
Tying my finances to Facebook is simply a non-starter for me. That's a part of my life I prefer not exposing to that company.
Great concept. I'm living in the UK, and would love to try this. I'm just curious about how you make money, especially since you mentioned that our money sits in an escrow (mangopay). I hope you understand my concern, it's always better for a financial institution to be transparent.
Nice - been enjoying testing this out the last few months!
Maker
Glad you're enjoying Ed!
Hunter
Plum is your smart robot 🤖 buddy that helps you save money before you know it. Literally. 🙌
Good proposition! I will use in the future.
Maker
Thanks Gabriele!
So it seems like basically you are investing money in a P2P platform (like LendingClub, for example) and just taking the split on the interest? This is in exchange for immediate liquidity, correct? Pretty smart!
Maker
Hey Nick we just think that as people start to accumulate savings via Plum they should have a place to put them that will earn them interest and have liquidity.. P2P works for that. And yes you are right liquidity is pretty much instant given depth of the marketplace but not guaranteed.. Good to hear you like it!
I've been using the product for a couple of months now and am a big fan! Well done guys
Maker
Thanks a lot Matthieu, great to hear!
Have been using for a few months now, great stuff well done guys - love the mood feature, takes 1 sec from me to influence how much I'm saving!
Maker
Thanks dude!
I am using the app. Good work.
Maker
Thanks Kieran!
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