Plum

Plum

The AI assistant that grows your money.

6 followers

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Plum is the AI Assistant that boosts your bank balance. Set more money aside, invest in what matters to you, and save money on bills.Plum then sets money aside for you, invests it for your future, and stops you being overcharged on bills. All without you having to think about it too hard!
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Plum gallery image
Plum gallery image
Plum gallery image
Plum gallery image
Plum gallery image
Launch tags:Productivity•Fintech•Robots
Launch Team
Checkmarx Developer Assist for AI IDEs
Security linter for vibe coding: fix vulns as you build
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What do you think? …

Alex Michael
Plum
Maker
Hey all, I’m Alex, co-founder & CTO at Plum. Excited to be here – can't wait to hear your feedback and respond to your comments. Bram, thanks for the hunt! Plum is a savings assistant that lives in Facebook Messenger. It links to your bank account (🇬🇧 only for now), monitors your spending and sets money aside for you, automatically. We’ve also just announced our partnership with RateSetter, one of the UK’s leading P2P platforms, so you can invest part (or all, even) of your Plum savings and start earning 3% interest. PS: If you sign up coming from PH, you can skip all the queues and start investing as soon as the RateSetter integration goes into beta 🤗 PS2: Plum is UK-only for now!
Efosa Omorogbe
NoComNotion
@alexis_michael sweet! Been looking for something like this
Alex Michael
Plum
Maker
@efosaso Thanks Efosa!
Daveyon Mayne
@alexis_michael a quick one before jumping on your website to read the tees n cees, where my money is "tucked"?
Alex Michael
Plum
Maker
@mirmayne Hey Daveyon, your money is administered as e-Money by MangoPay, an EU-licensed financial institution and held at Barclays.
Daveyon Mayne
@alexis_michael splendid 😉
Chip Hunnicutt
You had me until Messenger.
Victor Trokoudes
Plum
Maker
@chiphunnicutt Hi Chip, sad to hear that ;-) We were sceptical when we were launching but so far ppl have been fans despite being sceptics in the start. We clearly will and are thinking of new platforms to be on.. Is it just an app that would work for you? You can email me at victor@withplum.com
Chip Hunnicutt
@victor_trokoudes @withplum Tying my finances to Facebook is simply a non-starter for me. That's a part of my life I prefer not exposing to that company.
Jijo Sunny
Voicenotes
Great concept. I'm living in the UK, and would love to try this. I'm just curious about how you make money, especially since you mentioned that our money sits in an escrow (mangopay). I hope you understand my concern, it's always better for a financial institution to be transparent.
Ed Maughan
Nice - been enjoying testing this out the last few months!
Victor Trokoudes
Plum
Maker
@edmaughan Glad you're enjoying Ed!
Bram Kanstein (@bramk)
Startup Stash
Hunter
Plum is your smart robot 🤖 buddy that helps you save money before you know it. Literally. 🙌
Gabriele Musella ▲
Coinrule
Good proposition! I will use in the future.
Victor Trokoudes
Plum
Maker
@freshmuse Thanks Gabriele!
Nick O'Neill
The Nifty
So it seems like basically you are investing money in a P2P platform (like LendingClub, for example) and just taking the split on the interest? This is in exchange for immediate liquidity, correct? Pretty smart!
Victor Trokoudes
Plum
Maker
@allnick Hey Nick we just think that as people start to accumulate savings via Plum they should have a place to put them that will earn them interest and have liquidity.. P2P works for that. And yes you are right liquidity is pretty much instant given depth of the marketplace but not guaranteed.. Good to hear you like it!
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