Hey Product Hunt 👋 I got fed up with money apps being invasive or useless — so I built my own. Most money apps fall into two buckets: – They show too little (just transactions) – Or they ask for too much (logins, syncing, ads, tracking) None of them helped me feel in control. So I built MoneyTool — a calm, private finance app that stays out of your way. What it does: * Track expenses, income, budgets, investments, debts * See net worth, savings health, future goals * Clean UI, customizable dashboards * Privacy-first: no logins, no syncing, no tracking * Works offline — your data stays with you But that’s not all. MoneyTool goes a step further to help you stay on top of your financial health: * Calculate your safety fund – How long could you live if you lost your income? * Forecast your goals – When will you hit your big milestones, like saving for a home deposit or reaching 100k? * Get a pension forecast – How close are you to financial freedom and retiring early? I’d love your input: – What’s missing in today’s money apps? – What would make this truly useful for you? – Anything that feels off, annoying, or unclear? Try it now → themoneytool.com/download Let’s build the app we all wish existed!

MoneyTool - No logins. No ads. Just clarity.

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