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Wojciech Grygo

22d ago

What recurring expense surprised you the most when you finally tracked it?

Hi everyone,

I often forget about small recurring payments because they are automatic. For example, I recently realized I was still paying for internet in an old apartment where I don't live anymore (approximately $15, it's not much but in a year it's 180!). Another time, I forgot to cancel my car insurance on time, and it renewed automatically. I lost money both times just because I forgot.

Lupi: Bills & Subscriptions - Track expenses, loans & trials - 100% privacy, no account

Most trackers focus only on subscriptions. Lupi covers everything that repeats: - Monthly subscriptions (Netflix, Spotify, SaaS tools) - Annual bills (insurance, rent, yearly memberships) - Trials - with automatic reminders before you get charged No bank login. Your data never leaves your phone (SQLite, local-first). Add any expense in under 15 seconds, logos auto-filled. Built by a QA tester of 7 years who finally shipped his first app — with AI help.