Loud Budgeting Toolkit is a tiny, no-account web app for anyone practicing "loud budgeting" — openly setting and sticking to spending limits instead of hiding them. Three tools: a boundary planner (per-category monthly limits with a live progress bar), a refusal script generator (pick the occasion + tone, get a ready-to-send decline message), and a savings tracker with milestones. No sign-up, no subscription — one link, opens in your browser, $9.99 one-time.