Homio - Split expenses & chores fairly with your household

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Homio is one shared place for people who live together — partners, roommates, families — to run their home. Split expenses fairly: equally, by %, or by each person's income (multi-currency, running balances). Share chores with points and a friendly leaderboard that makes invisible work visible. Keep one synced shopping list, plus a shared household calendar with reminders. See who's really carrying the home — in chores and money. No ads, no tracking. iOS & Android.

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Hey Product Hunt 👋 I'm Nacho, the maker of Homio. I built Homio because "sharing a home" is so much more than splitting the bill. Whether you live with a partner, roommates or family, there's a constant background load: who paid for groceries, whose turn it is to clean, what's on this week, who still owes for the internet. It ends up scattered across a bill-splitting app, a chore chart, a shared calendar and a group chat — and someone always carries more of it than the others. Homio puts all of it in one shared place: • 💸 Expenses, split fairly — equally, by %, or by each person's income (because 50/50 isn't always fair). Multi-currency, running balances. • ✅ Chores that become visible — one-time or recurring, with points and a friendly leaderboard, so the invisible work stops being invisible. • 📅 A shared household calendar — events and reminders everyone sees, so nothing slips through the cracks. • 🛒 One shopping list everyone keeps in sync. • 📊 An activity feed to see who's really carrying the home — in chores and in money. No ads, no tracking, no bank linking. It works in English, Spanish and Portuguese, on iOS and Android. I'd love your honest feedback — especially on the "fair, not equal" split and the chore leaderboard. What would make this a no-brainer for your household? 🙏

The income-based split is such a smart touch, didn't know I needed that until I tried it. Also love that the chore leaderboard makes the invisible work feel actually visible without turning it into a competition.

 This means a lot, thank you 🙏 "Fair, not equal" was the whole reason I started building it, and you nailed the leaderboard intent: making invisible work visible without turning the house into a scoreboard. Curious, do you live with a partner or roommates? Would love to hear how you split things today.

The income-based split is the part I like. "Fair, not equal" is how sharing a home actually works, and almost every splitting app ignores it. Good that the chore leaderboard makes the invisible work visible without turning it into a contest. That balance is easy to get wrong. Nice one :)

 Thanks, that means a lot. The "fair not equal" bit is the whole reason I started building this, it always bugged me that splitting apps assume everyone earns the same. And yeah, the leaderboard was the trickiest thing to get right, too much and it feels like a contest, too little and the work stays invisible. Do you split by income where you live, or is that new to you?

 We didn't split by income in my family because there were periods of time when I didn't have a job, but was taking care of our baby and the house. And if you calculate how much we would spend on daycare, cleaning services, cooking that would be much more than I would earn after taxes (in the Netherlands everything is very expensive). But now when I work it would be nice to share chores the fair way.

 Thank you for sharing this, it means a lot. Caring for a baby and the house is work, even when there's no paycheck attached, and that's exactly why the chore side exists alongside the money side. "Fair" looks different in every home, and now that you're working again I hope the app helps you find your version of it.

A bill scanner would be a huge add — being able to snap a photo of an electric or internet bill and have it auto-split between everyone would save so much manual entry. Could probably tie it right into the existing expense tracker too.

 Love this, and honestly it's a really natural fit. Right now you add expenses manually, but AI for the household is exactly where I'm heading next, and snap-a-bill-and-auto-split is the kind of thing I want it to do. Out of curiosity, is it recurring bills like electric and internet that eat the most time for you, or one-off stuff?