How can our money be protected? AI is pretty smart at replicating face and voice

Just when I saw the launch @Hume AI how AI can reliably replicate a voice, it gives me chills.

I wrote it under that launch, too, and I'll replicate it now as well:

I really don’t know how banks plan to protect their clients now. AI has advanced to the point where it can replicate biometrics, like faces and voices. Practically, the only aspect that’s harder to replicate is touch – fingerprints – but even that isn’t completely secure. Money isn’t safe in these institutions.

The thing is:

How can we protect our money in institutions that authenticate users/owners by biometrics that are easily replicable with AI? Is there any technology or solution?

I do not wanna be that person who once opens the account with €0 just because someone was good enough to cheat the system with AI :D