I ve been obsessed with dividend investing for years, but I noticed a huge flaw in almost every online calculator: they ignore taxes.
Seeing a $50k/year passive income projection looks great, but if you're in a taxable account, that number is a lie. That's why I'm building DividendFlow - to make tax-aware DRIP modeling the standard.
I have a question for the investors here: Do you factor in your tax bracket (Roth IRA vs. Taxable) when planning your exit strategy, or do you just look at the gross yield?
Stop using complex spreadsheets. DividendFlow is a tax-aware DRIP & growth calculator for 38,000+ US stocks & ETFs. Model Roth IRA/401k returns, run 5-year backtests, and track yield-on-cost instantly. No signup, no ads. Built for the FIRE movement.