PointCard™ Neon — the debit card with unlimited cash-back, exclusive rewards, and comprehensive benefits. Earn 5x points on subscriptions, 3x on delivery and rideshare, and 1x on everything else. Also earn up to 15x points on a revolving selection of curated brands. Move funds instantly, make online purchases with your very own virtual card, and get a transparent view of all your spending inside Point app. Choose your favorite card color and enhance your everyday spend — this is debit by design.