Honestly Matt, another app for finances, I mean it's got a lot of features sure, but isn't it just cramming too much into one place, every app these days claims they got AI and high-yield savings, yet most end up underdelivering, wouldn't it be better to focus on doing a few things really well rather than trying to be everything at once?
Hi, Gérard (@csrleader26000)! Welcome to our launch ❤️ -- Origin started with the single and straightforward mission of delivering fiduciary financial advice at scale in 2018. That was a long way to get to this point today, where we are already supporting thousands of individuals in planning their finances well for their future!
Our product today is simply a representation of a group of people who will do everything they can to deliver fair, comprehensive, and accessible wealth management to everyone.
Hope you enjoy checking it out!
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Shout out to the financial planning team for incredible work! I'm proud to be part of this!
Hey Matt, the platform looks interesting but I'm wondering how it actually handles real-time budget tracking, is it accurate, do the AI-powered insights really adapt to individual spending habits or just follow a preset algorithm, also the 5.8% APY seems too good to be true, what are the catches, I'd love to see more transparency around that, maybe a feature that shows projected outcomes for different financial decisions would be helpful, keep pushing the boundaries
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Maker
@codenerdfis thanks for the product love and the great questions!
For AI-powered insights, we tailor each individual's personalized guidance by using data from connected accounts. This automates much of the manual process you would do if you worked with an in-person financial advisor where they would need to ask and manually record your account info. We work will the leading account aggregators like Plaid, MX, and Finicity. And we're constantly adding more to help more people see their full financial picture in Origin!
For our savings rate, we are able to offer a market-leading savings by working with fantastic banking partners that make this possible. All deposits have the same FDIC insurance as any other US bank. We are offering users a 3-month promotional rate to get to the 5.8% but our un-boosted rate of ~5.40% is still among the highest in the market today. You can see all of our disclaimers and details on the cash account promotional rate on our website here: http://useorigin.com/legal
If you're curious, I hope you'll download Origin and give us a try!
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I've been using Origin for a while now, and I’m genuinely impressed! I used to juggle multiple financial apps to stay on top of everything, but Origin has simplified it all into one app, not only does it help me track my finances, but it also keeps me informed proactively.
Huge congrats to the team, keep up the great work! 🚀🚀🚀🚀🚀
@jesuscagide Thank you for the kind note! We're so excited for you to become an Original so soon.
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Seems like just another finance app trying to do it all, aren't there already enough out there like Mint and Personal Capital, though the 5.8% APY sounds sweet, how's it better from the others, curious to see if this will actually simplify things or just add to the clutter
@ceoalanodynamo It's really the financial guidance and insights that sets us apart and connects our features together - bridging the gap between understanding your financial position and taking action. Other budgeting apps give you the ability to connect your accounts, but on Origin users get tailored insights or can meet with a financial planner to go beyond budgeting and define a strategy to build wealth.
We also have a variety of investing and savings tools, free couples access, a cool Zillow integration, the ability to track your equity, create an estate plan and file your taxes. Our app makes it easy to access (and afford) financial services that are traditionally fragmented and expensive.
Forbes named us the #1 budgeting app for 2024 - check it out here https://www.forbes.com/sites/jai...
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Origin
